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Mortgage Refinance Information: Tips You Need to Know

If you are like most homeowners seeking mortgage refinance information online you’re already familiar with discount points and how they affect your mortgage rates. What you may not know is that the mortgage industry has a little known dirty secret called Yield Spread Premium. Simply put, Yield Spread Premium is the opposite of a discount […]

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Great Mortgage Refinancing for Dummies

Refinancing your home loan allows you to take advantage of low mortgage rates as well as change the terms of your existing mortgage loan. Before you decide to refinance your existing mortgage it is important to determine how long it will take you to recoup the expenses of refinancing your home loan. Here are several […]

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Best Mortgage Rates

If you’re considering mortgage refinancing you’re probably on the Internet searching for the best mortgage rates and wondering where to find them. What makes a mortgage rate good? It’s the lowest one out there right? Finding the lowest rate and getting the lowest mortgage rates are two entirely different things. Here are several tips to […]

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Mortgage Refinance Secrets

If you are in the process or are considering a mortgage refinance, there are several things you need to know to avoid paying too much for your next home loan. Refinancing can lower your mortgage rate and monthly payment saving you money for other things. In order to refinance your home loan without overpaying and […]

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Fixed Rate versus Adjustable Rate Mortgage Loan When Refinancing

Many homeowners favor fixed rate mortgage loans because they need a monthly payment that will not change over the life of their loan. While it’s true that Adjustable Rate Mortgages are typically lower there is the risk of payment shock. Here are several tips to help you choose the right mortgage while minimizing your risk. […]

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