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refinance mortgage loan

Current Mortgage Rates

If you’re in the process of refinancing your mortgage loan researching current mortgage rates won’t save you a dime unless you fully understand how mortgage rates are quoted. The rate quotes you collect on the Internet and by calling around from the yellow pages are retail quotes that include commission based markup. If you want […]

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Sample Good Faith Estimate

Many homeowners rely on the Good Faith Estimate when comparison shopping for a mortgage loan. While it’s true that the Good Faith Estimate gives you more information than the Annual Percentage Rate (APR) there are important limitations you need to be aware of before choosing a lender based on this document. Here are several tips […]

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How to Qualify For the Best Mortgage Rate When Refinancing Online

Everyone loves a good deal and qualifying for the lowest mortgage interest rate can save you a pile of cash over the life of your mortgage loan. There are however, a number of problems that come up when refinancing online and if you’re not careful result in overpaying thousands of dollars. Here are several tips […]

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Benefits of Mortgage Refinancing

Refinancing your home mortgage gives you the opportunity to get cash and lower your monthly payment. For many people their homes are the single largest asset they own; this also makes the mortgage payment the largest expense for their budgets. There are several ways to lower your monthly payment and put cash in your pocket […]

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