mortgage points

Mortgage Loan Origination Fees

Mortgage loan origination fees could cost you thousands of dollars unnecessarily; here’s how you can avoid a costly mistake with your home loan.

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Origination Fee and Points

Here’s how to pay less for your loan origination fee and closing costs when refinancing saving thousands of dollars in the process.

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Great Mortgage Refinancing for Dummies

Refinancing your home loan allows you to take advantage of low mortgage rates as well as change the terms of your existing mortgage loan. Before you decide to refinance your existing mortgage it is important to determine how long it will take you to recoup the expenses of refinancing your home loan. Here are several […]

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Locking a Rate When Refinancing Your Mortgage

Locking in your mortgage rate can be a source of confusion and frustration for many homeowners. When and how do you lock in your mortgage rate? How do you know that your mortgage broker really locked in your rate? Mortgage rates change on a daily even hourly basis; if you miss the opportunity to lock […]

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Mortgage Points – What You Need to Know

If you are in the process of purchasing your home or refinancing your existing mortgage you will most likely encounter the term “points.” What are points and is it ever in your best interest to fork over additional cash at closing? Here are the basics you need to understand about mortgage points and whether or […]

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