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mortgage junk fee

Typical Loan Origination Fee

If you’re refinancing here is what a Typical Loan Origination Fee should be so you won’t overpay.

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How to Avoid Junk Fees When Refinancing

Avoiding mortgage junk fees sounds like a difficult task when refinancing but is easier than you think… here’s what you need to know.

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Mortgage Junk Fees Defined

Junk fees will not be a percentage of your loan amount but will show up as itemized charges ranging from $50 to $1,000 on your Good Faith Estimate and HUD-1 statement. These fees are mostly invented by your mortgage broker and vary from one shady broker to the next. Here are several tips to help […]

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YSP Mortgage Broker Payment

Many homeowners don’t know how their mortgage broker is paid for the work they do arranging their home loans. Your Broker is compensated for their work from two sources; understanding how this compensation works will help you avoid paying too much for your next mortgage loan. Here are several tips to help you understand how […]

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Mortgage Rate and APR

Mortgage loans can be confusing and intimidating for many homeowners. Terminology like APR is not only confusing, but in the case of Annual Percentage Rate is misleading. Here are the basics you need to know about Annual Percentage Rate (APR) and your mortgage rate when comparison shopping loan offers. Annual Percentage Rate (APR) What is […]

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