Mortgage Calculator

How to Use a Simple Mortgage Calculator

Here’s a simple mortgage calculator trick to help you answer the question “should I refinance my mortgage” and avoid paying unnecessary lender fees.

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Should You Get an Appraisal Before Your Mortgage Refinance?

If you’re considering a mortgage refinance to take advantage of today’s best refinance rates, you might be concerned that you have enough equity in your home to qualify. Mortgage lenders have tightened their standards for mortgage refinance approval and one factor they look at is the loan-to-value ratio of your home’s equity. If you’re unsure […]

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100% Mortgage Loans Still Exist for Veterans

I’ve been writing about the benefits of a mortgage refinance with a VA home loan for some time; however, it amazes me how many homeowners overlook their eligibility as Veterans. Mortgage refinancing with a VA loan requires no mortgage insurance or down payment if you’re purchasing and you can borrow up to 100% of your […]

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How Much Can You Borrow When Mortgage Refinancing?

If you’re thinking about taking advantage of today’s best refinance rates on your mortgage refi you might wonder how much you can borrow on your new home loan. There are factors including your gross income and debt-to-income ratio along with your credit score that also impact the amount you can borrow when mortgage refinancing. Here’s […]

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The Hidden Cost of Refinancing Your Mortgage

There is a hidden cost of refinancing that results in overpaying thousands of dollars from a common mortgage mistake.

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