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closing costs defined

How Much Are Closing Costs? 5 Tips For Paying Less

The closing costs you pay make or break the deal you’re getting on your home mortgage. Here are 5 tips to help you pay less.

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Mortgage Junk Fees Defined

Junk fees will not be a percentage of your loan amount but will show up as itemized charges ranging from $50 to $1,000 on your Good Faith Estimate and HUD-1 statement. These fees are mostly invented by your mortgage broker and vary from one shady broker to the next. Here are several tips to help […]

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Mortgage Closing Costs Defined

Mortgage closing costs are fees including loan origination fees, underwriting fees, loan processing fees, discount points, title charges and a host of others…some legitimate, others garbage. The closing costs you will be required to pay when refinancing your mortgage are any fees paid to the mortgage broker or any third party company like the title […]

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