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Refinancing Advice

Why Annual Percentage Rate is Crap for Refinance Rate Shopping

Relying on Annual Percentage Rate when shopping for the lowest refinance rates will often get you a mortgage with the highest closing costs.

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IRRRL Mortgage Refinancing for Veterans

Is the VA Interest Rate Reduction Refinance Loan (IRRL) or a standard VA refinance mortgage your best option for your next home loan?

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What is a VA Streamline Refinance?

VA Mortgage loans are the best government refinance program available. Here’s what you need to know to qualify for VA cash-out or IRRRL refinancing.

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The Truth About Your Mortgage Origination Fee

Will avoiding the mortgage origination fee save you money or result in overpaying thousands of dollars every year?

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How to Get Low Rate Home Loans

Here’s a little known trick for getting low rate home loans that don’t include junk fees or hidden markup.

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