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Refinancing your San Diego Home Mortgage Loan-Buyer Beware!
When considering a refi mortgage loan in San Diego, you need to arm yourself with insider knowledge to make sure you don’t get scammed out of thousands of dollars! While there are predatory lending practices of which you should be aware, there are also perfectly legal tactics mortgage brokers use to milk more money out of you than you should have to pay. Some of these tactics include:
Origination Fees—Origination fees are included in all mortgage refi loans. However, uninformed homeowners may unknowingly pay far more money in origination fees than necessary. A fair origination fee is 1% of mortgage amount.
Junk Fees—Junk fees—like lock fees, courier fees and processing fees—are ways unethical mortgage brokers can boost the commission they make off your mortgage refinancing. Inform yourself of what fees are really unnecessary so you can protect yourself from.
Yield Spread Premium—Yield Spread Premium is the way in which mortgage brokers obtain a higher commission from a lender. For every .25% your broker marks up your interest rate, they receive 1% of your mortgage in commission! My free video shows you how to save thousands of dollars by teaching you how to avoid paying yield spread premium.
Don’t Get Ripped Off!
As someone who’s been scammed by a shady mortgage broker, I’ve made it my life’s mission to protect others from the same fate. With the assistance of a mortgage broker who has over 27 years of experience, I have created a series of videos that will teach you everything you need to know when refinancing your mortgage. Sign up now for access to the information you need to get the best deal on your San Diego refi mortgage!
Register now for my FREE Underground Mortgage videos and learn how to SAVE THOUSANDS
when refinancing your San Diego home mortgage loan!