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Today’s Current Mortgage Refinancing Rates


According to bank mortgage refinancing rates are holding their current levels. This is a six-week low for many lenders. If you’re looking for the best refinance rates available there are several things you need to know in order to avoid overpaying.

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Based on our research today it appears that current mortgage rates have increased at only 1 of the top lenders we study, but it seems that rates went down at the majority of banks.

The lenders surveyed are mostly banks like Wells Fargo Mortgage. Should you consider mortgage refinancing with a bank? While it’s true that bank originate refinance mortgage loans are convenient, they may not give you the best refinance rates for reasons not immediately clear. Your bank is exempt from the Real Estate Settlement Procedures Act and is not required to disclose any of their profit margin or markup of your mortgage loan. Because of this exemption unless you compare wholesale interest rates offered by a broker to your bank’s you’ll never know if you’re getting the best possible deal. There are also several junk fees you’ll want to avoid paying that do nothing for you except lighten your wallet.

You can learn more about getting the best refinance rates for your mortgage refi without paying lender junk fees by checking out my free Underground Mortgage Refinancing Videos.

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