Six Steps to a Better Mortgage Refi


It’s no secret that mortgage refinance rates are at historical lows and they seem to be falling further every week. If you want the lowest refinance rates from the best mortgage companies without paying unnecessary fees it pays to do your homework. Here’s an article from with six steps you can take to better mortgage refinancing:

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At first glance, it seems that shopping for the best mortgage rate should be fairly straightforward. In reality, it can be pretty complicated and quite frustrating. So how do you cut through the garbage to find what’s really the best mortgage rate? Follow these steps to help simplify the process and find the best mortgage deal for you.

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Remember that recouping fees is one of the most important aspects of mortgage refinancing. If you don’t break even on your closing costs from your lower payment you’re actually losing money, no matter how low the interest rate.

Overpaying the mortgage loan origination fee or agreeing to pay unnecessary discount points all drive up your out-of-pocket expenses making it more difficult, even impossible to break even. The less you pay at closing the better deal you’re getting on your refi. You can learn more about getting the lowest possible refinance mortgage rates without paying unnecessary lender fees by checking out my free Underground Mortgage Videos.

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