How Your Mortgage Refinance Rates Are Quoted


Are you shopping for refinance mortgage rates and are finding that your quotes are coming in higher than what lenders like Amerisave are advertising? Mortgage refinancing can be a frustrating experience for many homeowners; no one wants to overpay the loan origination fee or closing costs. Here’s an article on with several areas of your personal finance that could be holding you back from today’s low refinance rates:

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Understanding mortgage rates can be frustrating. Maybe you’ve been shopping around for the lowest mortgage rate and are wondering why no one will quote you the rates you’ve seen advertised or read about in the news. Here are some of the major things that determine the mortgage interest rate charged to individual consumers.

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The most important aspect of your mortgage refinancing application that you can control is your credit score. After that you’ll want to focus on the fees you pay when closing on your new home loan. The fees you pay when closing on your home loan are so important when refinancing because you’ll have to recoup closing costs before benefiting from your lower payment amount. The more you pay at closing the longer it’s going to take to break even.

You can learn more about getting the best refinance mortgage rates without paying lender junk fees by checking out my free Underground Mortgage Videos.

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