Having Trouble Refinancing? Bring Cash to Qualify


It’s true that today’s best refinance rates are they lowest they’ve been this year; however, mortgage refinance loans are at record lows. If you, like many homeowners are having trouble qualifying for mortgage refinancing you might be able to buy your way in by paying points at closing. Here’s an article on HSH.com about improving your chances of refinancing:

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Today, with all the hassles and restrictions surrounding home financing, with refinancing programs–like HARP–doing little, your best shot at a successful refinance is to bring cash to the closing table.

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One of the most common mortgage mistakes made by homeowners is focusing only on getting the best refinance rates for their refi. If you overlook closing costs like the loan origination fee, it’s very easy to pay thousands of dollars more out-of-pocket than you should be. All of the fees lenders charge at closing are negotiable and vary from one lender to the next so comparison-shopping and good old-fashioned haggling will save you a lot of cash at closing.

You can learn more about getting today’s best refinance rates without paying unnecessary points or junk fees by checking out my free Underground Mortgage Videos.

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