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Mortgage News

Get today’s mortgage news you need to protect your wallet from predatory lending. Staying informed is the best way to avoid unnecessary markup and junk fees when refinancing your home loan. Subscribe to my RSS feed and keep up to date with the mortgage industry.

The Responsible Homeowner Act of 2012

Have you been eying today’s low refinance rates but don’t have the cash for closing? If you’re underwater in your exiting home loan mortgage refinancing may have been out of reach. The Home Affordable Refinance Program (HARP) promised to help but only if your mortgage was backed by Fannie Mae or Freddie Mac, leaving millions […]

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Don’t Give Up on HARP

If you’re underwater and haven’t been able to refinance under the Home Affordable Refinance Program (HARP), hang in there. HARP 2.0 has been on the books for little over a month and despite eliminating the 125% loan-to-value limit, many underwater homeowners are still being turned away. Do you meet all of the requirements under HARP […]

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40 Year Mortgage Mistake

Most people refinancing their homes choose 30-year term lengths without giving a second thought. What about 40-year mortgage loans? If you need the lowest possible payment choosing a longer term will accomplish this for you; however, what happens to your total cost for that extra ten years? Here’s the scoop on 40 year mortgage loans […]

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Hybrid ARMs Offer Excellent Savings

Have you been considering mortgage refinancing to take advantage of historically low rates but simply haven’t gotten around to it? Hybrid ARMs are often overlooked as an excellent short-term mortgage option offering substantial savings. Here’s what you need to know about Hybrid ARMs to help you make an informed decision on your next home loan […]

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HARP 2.0 Application Denied?

HARP 2.0 is supposed to open the doors to mortgage refinancing for millions of underwater homeowners. What do you do if you meet all the HARP 2.0 qualifications but your lender still denies your application? Here’s what you can do if a lender denies your mortgage refinancing application under HARP 2.0 AND keep you sanity […]

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