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Fannie Mae and Freddie Mac

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Homeowners Rejoice! The Federal government bailout of Freddie Mac and Fannie Mae will result into lower mortgage rates and more credit available according to financial experts. Mortgage rates could fall by as much as one percent from the lofty 6.3% for a traditional 30 year fixed rate home loan.

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On Sunday the Federal government took over Freddie Mac and Fannie Mae in a move that’s being heralded as a win for homeowners. According to research and consulting firm Wholesale Access the Government’s move will lower the cost of mortgages and make credit more accessible. If you have been wanting to refinance your higher interest rate mortgage loan now is your chance to grab a lower rate.

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