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Got a Home Loan in Virginia?
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Required Document Mortgage Loan

What documents are required to qualify for a mortgage loan?

Depending on the type of program you are qualifying for your lender may require detailed documentation of your income and assets, or even no documentation at all. There are programs that allow you to verify only your assets but not your income. These programs serve a purpose; however you will typically pay a premium interest rate if you accept a loan under these terms.

Generally speaking, the more documentation you can provide of your assets, pay stubs, bank statements, and tax returns the easier it will be for you to qualify for a mortgage with a low interest rate.

You can learn more about Mortgage Loan Documents by checking out my Underground mortgage videos: Required Document Mortgage Loan – What You Need to know

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