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Should I Refinance My Mortgage?

Mortgage rates are at their lowest levels of the year and you, like many homeowners may be asking the question should I refinance my mortgage? There are many good reasons for mortgage refinancing other than just wanting to get the best refinance rates. This article on the WealthPilgrim.com explores some of the reasons for getting a refinance mortgage loan.

One of the questions that many are asking right now is whether or not it is a good idea to refinance their mortgages. After all, rates are quite low, and there are potential savings. However, before you decide to refinance your home, you should take stock of whether or not it is truly a good idea


Once you’ve answered the question should I refinance my mortgage there are a number of common mortgage mistakes you’ll want to avoid. No cost mortgage refinance for example can wind up costing you thousands of dollars more than you’re saving in the short-term by having your lender pay your closing costs.

There are also junk fees you’ll want to avoid paying before you realize any benefit from your new refinance mortgage rates. Junk fees include rate lock fees, courier fees, application fees, and loan processing fees. Paying junk fees on your mortgage refi makes it more difficult to recoup your expenses to help from having a lower monthly payment.

You can learn more about answering the question should I refinance my mortgage for yourself without paying unnecessary markup and junk fees by checking out my free Underground Mortgage Refinancing Videos.

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