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Got a Home Loan in Virginia?
Get Low Refinance Rates From Just 2.12%.

Mortgage Refinancing With a Wholesale Lender

If you’re thinking about mortgage refinancing and are looking for the best refinance company for your next home loan, wholesale lenders are one option to consider. According to the Financial Web, wholesale lenders are independent lenders that offer their loans through mortgage brokers.

A wholesale mortgage loan is extended from a large lender to a smaller lender or independent financier. Retail borrowers do not have access to loans at these rates. They are offered because the retail lender borrows multiple loans at once from the wholesale lender and gets a discount. Even though a retail borrower like you cannot access these loans, you can use them to help pick a mortgage.


Fin Web states that as a homeowner you do not have direct access to wholesale mortgage; however, if you find the right broker to arrange your mortgage refi, you can get wholesale interest rates without unnecessary markup or junk fees.

There are brokers out there willing to work for a flat loan origination fee of one percent without marking up your interest rate. You just have to find the right kind of broker willing to negotiate the deal I’m describing.

You can learn more about finding the best refinance rates for your next home loan without unnecessary markup or fees by checking out my free Underground Mortgage Refinancing Videos.

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