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Low Refinance Mortgage Rates Are Coming to an End

If you’ve been on the fence about mortgage refinancing you might consider taking advantage of today’s low refinance rates while you can. According to Dan Green of the Daily Mortgage Reports.com, refinance mortgage rates cannot maintain the low levels of the past eleven months. Here are Dan Green’s predictions for mortgage refinancing to help you avoid missing history’s lowest mortgage rates:

Whether you’re looking at a conforming home loan, an FHA Streamline Refinance, VA financing, or HARP 2.0, if you can understand why mortgage rates are this low, you’ll be better suited to fully realize that these record-low mortgage rates can’t last forever. The sooner you act the better shot you’ll have at locking in one of the lowest mortgage rates in our nation’s housing history.

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Once you’ve decided to go forward refinancing you’ll want to pay very close attention to the fees charged by the best mortgage companies like Amerisave. The reason fees you pay at closing are so important is that you must recoup these out-of-pocket expenses before benefiting from mortgage refinancing. The more you pay for fees like the mortgage loan origination fee the longer it’s going to take you to break even, assuming you’re lowering your monthly payment.

Falling for lender junk fees or unnecessary discount points when refinancing your home can make it difficult, even impossible to recoup your closing costs. The less you pay, the better deal you’re getting when mortgage refinancing. You can do this by negotiating to pay less for origination fee and avoiding those discount points.

You can learn more about getting the best deal for your next home loan by checking out my free Underground Mortgage Videos.

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