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Got a Home Loan in Virginia?
Get Low Refinance Rates From Just 2.12%.

How to Mortgage Refinance With a Low Credit Score

If you’ve wanted to take advantage of today’s best refinance rates but thought your credit score might be preventing you from qualifying you might be pleasantly surprised. Depending on how low your credit score is there may be programs like FHA or VA home loans that will help you refinance with today’s low mortgage rates. Here’s an article from TheTruthAboutMortgage.com about how your credit score matters when applying for a mortgage refinance loan:

If you’ve got a low credit score, but are determined to buy a new home (or looking to refinance your existing mortgage), you may be wondering how to get a mortgage.

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Once you’ve qualified and decide to go forward with your mortgage refinance pay close attention to the closing costs you’ll be paying, including the loan origination fee. The fees you pay refinancing your home decide how good of a deal you’re getting because you’ll have to recoup these expenses before benefiting from a lower payment amount.

Most homeowners don’t know that closing costs are negotiable and vary from one lender to the next. Simply negotiating the origination fee and lender fees when closing on your mortgage refinance can put thousands of dollars back in your pocket. You can learn more about mortgage refinancing without paying unnecessary lender fees or markup by checking out my free Underground Mortgage Videos.

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