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Emergency Homeowners Loan Program (EHLP) Available Now

If you’re struggling to make your mortgage payment for any reason there is help available from the government’s Emergency Homeowners Loan Program (EHLP). The good news about this program is that it doesn’t matter why you’re behind, simply that you’re struggling to make your mortgage payments. According to HSH.com EHLP can give interest-free relief for homeowners in the following situations:

The Emergency Homeowners’ Loan Program (EHLP), created through the Dodd-Frank Wall Street reform, is designed to give an interest-free loan to those struggling to make their monthly payments due to unemployment, underemployment, illness or injury.

The EHLP program will help qualified homeowners make their mortgage payments for two years or $50,000. The Department of Housing and Urban Development (HUD) runs the program and should help thirty-thousand homeowners who are in trouble with mortgage payments.

You can learn more about ELHLP and apply online by visiting the NeighborWorks America website:


If mortgage refinancing is an option, you can learn more about getting the best refinance rates without paying unnecessary fees or markup by checking out my free Underground Mortgage Videos.

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