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	<title>How You Refinance Matters &#187; Mortgage YSP</title>
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	<description>Expert Mortgage Refinancing Advice You Can Trust</description>
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		<title>Mortgage Secrets Revealed</title>
		<link>http://www.refiadvisor.com/pblog/ysp/mortgage-secrets-revealed/</link>
		<comments>http://www.refiadvisor.com/pblog/ysp/mortgage-secrets-revealed/#comments</comments>
		<pubDate>Thu, 21 Aug 2008 20:56:41 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage YSP]]></category>
		<category><![CDATA[home mortgage refinancing]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[Mortgage Secrets Revealed]]></category>
		<category><![CDATA[yield spread premium defined]]></category>

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		<description><![CDATA[The mortgage industry has a dirty little secret that according to the Secretary of Housing and Urban Development will cost homeowners in the United States sixteen billion dollars this year alone. If you haven’t learned how to avoid this dirty mortgage secret you’re already paying too much. Here are several tips to help you avoid [...]<p><p><a href="http://www.refiadvisor.com/pblog/ysp/mortgage-secrets-revealed/">Mortgage Secrets Revealed</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/refinancing-advice/mortgage-rate-quotes-dirty-secret-revealed/' rel='bookmark' title='Mortgage Rate Quotes Dirty Secret Revealed'>Mortgage Rate Quotes Dirty Secret Revealed</a></li>
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</ol>]]></description>
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		<title>Mortgage Rates Predictions</title>
		<link>http://www.refiadvisor.com/pblog/ysp/mortgage-rates-predictions/</link>
		<comments>http://www.refiadvisor.com/pblog/ysp/mortgage-rates-predictions/#comments</comments>
		<pubDate>Mon, 24 Mar 2008 00:56:46 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage YSP]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage rates predictions]]></category>

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		<description><![CDATA[Home mortgage rates are at near all time lows and many of you might be wondering how to predict when they will bottom out. Mortgage interest rates are extremely difficult to forecast; sometimes when the Federal Reserve lowers short term interest rates mortgage interest rates actually go up. Sometimes when the stock market takes a [...]<p><p><a href="http://www.refiadvisor.com/pblog/ysp/mortgage-rates-predictions/">Mortgage Rates Predictions</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

No related posts.]]></description>
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		<item>
		<title>Florida Mortgage Refinancing</title>
		<link>http://www.refiadvisor.com/pblog/ysp/florida-mortgage-refinancing/</link>
		<comments>http://www.refiadvisor.com/pblog/ysp/florida-mortgage-refinancing/#comments</comments>
		<pubDate>Mon, 17 Mar 2008 18:50:54 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage YSP]]></category>
		<category><![CDATA[Florida mortgage rate]]></category>
		<category><![CDATA[Florida mortgage refinancing]]></category>
		<category><![CDATA[mortgage lies]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/ysp/florida-mortgage-refinancing/</guid>
		<description><![CDATA[If you are considering refinancing your mortgage and want the best Florida mortgage rates, there are several things you need to know about the rate quotes you receive. The quotes you receive over the Internet and from your mortgage broker all include commission based markup that could result in your overpaying thousands of dollars every [...]<p><p><a href="http://www.refiadvisor.com/pblog/ysp/florida-mortgage-refinancing/">Florida Mortgage Refinancing</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/points/florida-mortgage-rates/' rel='bookmark' title='Florida Mortgage Rates'>Florida Mortgage Rates</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-advice/florida-home-mortgage-refinance/' rel='bookmark' title='Florida Home Mortgage Refinance'>Florida Home Mortgage Refinance</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Low Mortgage Rate Refinance</title>
		<link>http://www.refiadvisor.com/pblog/ysp/low-mortgage-rate-refinance/</link>
		<comments>http://www.refiadvisor.com/pblog/ysp/low-mortgage-rate-refinance/#comments</comments>
		<pubDate>Sun, 09 Mar 2008 01:47:50 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage YSP]]></category>
		<category><![CDATA[low mortgage rate refinance]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/uncategorized/low-mortgage-rate-refinance/</guid>
		<description><![CDATA[If you’ve decided to refinance your mortgage you might not know where to get started. Choosing the best lender for your home loan is important; however, finding a mortgage rate that does not include commission based markup will save you money…and more than you think. Here are the basics you need to know about low [...]<p><p><a href="http://www.refiadvisor.com/pblog/ysp/low-mortgage-rate-refinance/">Low Mortgage Rate Refinance</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Rate Refinancing</title>
		<link>http://www.refiadvisor.com/pblog/ysp/mortgage-rate-refinancing/</link>
		<comments>http://www.refiadvisor.com/pblog/ysp/mortgage-rate-refinancing/#comments</comments>
		<pubDate>Thu, 28 Feb 2008 23:53:21 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage YSP]]></category>
		<category><![CDATA[mortgage rate refinancing]]></category>
		<category><![CDATA[Refinancing Mortgage Rate]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/ysp/mortgage-rate-refinancing/</guid>
		<description><![CDATA[If you’re considering refinancing your home loan, finding the best lender is probably at the top of your to-do list for the loan. Finding the best lender will help you get the lowest mortgage rate refinancing your loan. Here are several tips to help you get the best mortgage rate refinancing your home without paying [...]<p><p><a href="http://www.refiadvisor.com/pblog/ysp/mortgage-rate-refinancing/">Mortgage Rate Refinancing</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Mortgage Broker Secrets</title>
		<link>http://www.refiadvisor.com/pblog/ysp/mortgage-broker-secrets/</link>
		<comments>http://www.refiadvisor.com/pblog/ysp/mortgage-broker-secrets/#comments</comments>
		<pubDate>Sat, 19 Jan 2008 23:13:15 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage YSP]]></category>
		<category><![CDATA[Mortgage Broker Compensation]]></category>
		<category><![CDATA[mortgage broker secrets]]></category>
		<category><![CDATA[Mortgages for Dummies]]></category>
		<category><![CDATA[Refinancing Advice]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/ysp/mortgage-broker-secrets/</guid>
		<description><![CDATA[If you’re considering refinancing your home loan with a mortgage broker there are several things you need to know in order to avoid paying too much. Mortgage brokers can be an excellent resource for finding loan offers you wouldn’t have access to on your own; however, unless you know how to negotiate with mortgage brokers [...]<p><p><a href="http://www.refiadvisor.com/pblog/ysp/mortgage-broker-secrets/">Mortgage Broker Secrets</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<item>
		<title>Yield Spread Premium for Dummies</title>
		<link>http://www.refiadvisor.com/pblog/ysp/mortgage-yield-spread-premium-for-dummies/</link>
		<comments>http://www.refiadvisor.com/pblog/ysp/mortgage-yield-spread-premium-for-dummies/#comments</comments>
		<pubDate>Sun, 25 Nov 2007 22:46:34 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage YSP]]></category>
		<category><![CDATA[home financing]]></category>
		<category><![CDATA[home refinance]]></category>
		<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage refinance rates]]></category>
		<category><![CDATA[Mortgage Refinancing Terminology]]></category>
		<category><![CDATA[refinance loan]]></category>
		<category><![CDATA[refinancing home]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/ysp/mortgage-yield-spread-premium-for-dummies/</guid>
		<description><![CDATA[Many homeowners have never heard of Yield Spread Premium and do not understand why their mortgage rate is marked up. Yield Spread Premium sounds complicated; however, once you understand why it’s there, you can avoid paying this unnecessary markup. Cutting the fat from your mortgage rate by as little as a quarter point can lower [...]<p><p><a href="http://www.refiadvisor.com/pblog/ysp/mortgage-yield-spread-premium-for-dummies/">Yield Spread Premium for Dummies</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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