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November 29, 2008
If you’re considering mortgage refinancing you’re probably on the Internet searching for the best mortgage rates and wondering where to find them. What makes a mortgage rate good? It’s the lowest one out there right? Finding the lowest rate and getting the lowest mortgage rates are two entirely different things. Here are several tips to [...]
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November 28, 2008
If you are in the process or are considering a mortgage refinance, there are several things you need to know to avoid paying too much for your next home loan. Refinancing can lower your mortgage rate and monthly payment saving you money for other things. In order to refinance your home loan without overpaying and [...]
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November 12, 2008
Many homeowners favor fixed rate mortgage loans because they need a monthly payment that will not change over the life of their loan. While it’s true that Adjustable Rate Mortgages are typically lower there is the risk of payment shock. Here are several tips to help you choose the right mortgage while minimizing your risk. [...]
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September 14, 2008
If you are considering taking advantage of lower mortgage rates to get a lower mortgage payment and are looking for information on how to refinance a mortgage, here are several tips to help get you started. You should know that mortgage brokers are the key to getting a good deal when refinancing; however, you should [...]
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January 9, 2008
If you are in the process of refinancing your mortgage you might encounter POC charges. POC stands for “Paid Outside of Closing” and is a fee paid to your mortgage broker. Why does your broker receive this money and should you be concerned about how it affects your mortgage rate? Here are several tips to [...]
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My name is Robert Regehr and I’m a personal finance blogger with a chip on my shoulder for banks and mortgage brokers that take advantage of my friends and neighbors.
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