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January 31, 2009
Are you considering mortgage refinancing this year? Worried about paying too much or taking out the wrong type of loan when refinancing? It’s true that mortgage refinancing can save you thousands of dollars by lowering your monthly payment amount; however, there are a number of pitfalls that result in paying too much for your new [...]
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January 11, 2009
If you are in the process of shopping for a home loan there are a number of Refinance Fees you need to avoid if you don’t want to overpay. Many of these fees are charged by the lender; however, there are several refinance fees that do nothing but line your mortgage broker’s pockets. Here are [...]
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January 6, 2009
If you’ve been considering a mortgage refinance for your existing home loan, now is an excellent time to take advantage of historically low interest rates. As a homeowner in today’s pinched economy you might be concerned about overpaying for the new mortgage. While mortgage refinancing is not for everyone it makes sense if you are [...]
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December 7, 2008
If you are like most homeowners seeking mortgage refinance information online you’re already familiar with discount points and how they affect your mortgage rates. What you may not know is that the mortgage industry has a little known dirty secret called Yield Spread Premium. Simply put, Yield Spread Premium is the opposite of a discount [...]
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December 2, 2008
Refinancing your home loan allows you to take advantage of low mortgage rates as well as change the terms of your existing mortgage loan. Before you decide to refinance your existing mortgage it is important to determine how long it will take you to recoup the expenses of refinancing your home loan. Here are several [...]
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My name is Robert Regehr and I’m a personal finance blogger with a chip on my shoulder for banks and mortgage brokers that take advantage of my friends and neighbors.
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