Insider Mortgage Advice For California Homeowners






Mortgage Refinancing Articles

Mortgage YSP Advice

How Mortgage Rates Work

January 31, 2008

Are you considering taking out a new mortgage to refinance you existing loan and want the lowest possible mortgage rate? Did you know that wholesale mortgage are available to the average homeowner who knows how to get them and can save thousands of dollars? Here are several tips to show you how rates are quoted [...]

Read the full article →
Thumbnail image for How is Your Mortgage Broker Paid?

How is Your Mortgage Broker Paid?

January 14, 2008

If you’re in the process of refinancing your mortgage with a broker, the answer to this question is important if you want to avoid paying too much for your new home loan. The compensation your broker receives for originating your mortgage is not only based on the fee you pay but includes a kickback from [...]

Read the full article →
Thumbnail image for P.O.C Mortgage

P.O.C Mortgage

January 9, 2008

If you are in the process of refinancing your mortgage you might encounter POC charges. POC stands for “Paid Outside of Closing” and is a fee paid to your mortgage broker. Why does your broker receive this money and should you be concerned about how it affects your mortgage rate? Here are several tips to [...]

Read the full article →

Nationwide Home Mortgage Loan Company

January 3, 2008

If you are considering refinancing your mortgage with a nationwide home mortgage loan company, there are several things you need to know about the junk fees you’ll be paying. Nationwide mortgage companies like Countrywide are notorious for overcharging and taking advantage of their borrowers. Here are several tips to help you avoid paying too much [...]

Read the full article →

Understanding Mortgage Rate Quotes

December 3, 2007

The mortgage quotes you receive when shopping for a new lender do not give you the actual interest rate you qualify when refinancing. The rate quotes you get are “retail” mortgage quotes that include unnecessary commission based markup. Here are several tips to help you understand how mortgage rates are quoted so you can refinance [...]

Read the full article →
Page 2 of 41234