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December 4, 2008
If you are shopping for mortgage rates you might be wondering if and when you should lock your mortgage rate. Lock at the wrong time and you risk mortgage rates going down. Lock for too short a period of time and you might not have time to close on the mortgage before the lock expires. [...]
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November 30, 2008
If you’re considering refinancing your home mortgage you may be concerned about how to refinance without getting ripped off. According the Secretary of Housing and Urban development homeowners in the United States overpay nearly sixteen billion dollars every year in the form of junk fees and unnecessary mortgage rate markup. Here are several tips to [...]
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November 28, 2008
If you are in the process or are considering a mortgage refinance, there are several things you need to know to avoid paying too much for your next home loan. Refinancing can lower your mortgage rate and monthly payment saving you money for other things. In order to refinance your home loan without overpaying and [...]
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November 23, 2008
If you’re taking advantage of the Internet to shop for mortgage quotes you’ve probably seen a wide range of fees and mortgage rates from one site to the next. Nothing changes with you from one site to the next why should the mortgage rate quotes you receive be so different? Here is your online mortgage [...]
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November 20, 2008
Remember those old commercials “I’m not going to pay a lot for this muffler!” This is the attitude people should adopt with their mortgage companies when it comes to refinancing a home loan. Unfortunately saying it and actually doing this are two entirely different things…unless you learn how mortgage companies make their money. Here are [...]
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My name is Robert Regehr and I’m a personal finance blogger with a chip on my shoulder for banks and mortgage brokers that take advantage of my friends and neighbors.
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