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	<title>How You Refinance Matters &#187; when to refinance</title>
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	<description>Expert Mortgage Refinancing Advice You Can Trust</description>
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		<title>Mortgage Refinance Options</title>
		<link>http://www.refiadvisor.com/pblog/how-to/mortgage-refinance-options/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/mortgage-refinance-options/#comments</comments>
		<pubDate>Sun, 10 Jan 2010 17:55:38 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[Mortgages for Dummies]]></category>
		<category><![CDATA[refinance loan]]></category>
		<category><![CDATA[refinancing basics]]></category>
		<category><![CDATA[should i refinance my mortgage]]></category>
		<category><![CDATA[when to refinance]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3000</guid>
		<description><![CDATA[If you're considering your mortgage refinance options here are several tips that could save you as much as $1200 per year.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/mortgage-refinance-options/">Mortgage Refinance Options</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

Related posts:<ol>
<li><a href='http://www.refiadvisor.com/pblog/refinancing-advice/mortgage-refinance-options-for-less-than-perfect-credit/' rel='bookmark' title='Mortgage Refinance Options for Less Than Perfect Credit'>Mortgage Refinance Options for Less Than Perfect Credit</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/refinance-mortgage-understand-your-options/' rel='bookmark' title='Refinance Mortgage: Understand Your Options'>Refinance Mortgage: Understand Your Options</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/your-fha-mortgage-refinance-options/' rel='bookmark' title='Your FHA Mortgage Refinance Options'>Your FHA Mortgage Refinance Options</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/your-mortgage-refinancing-options-what-you-need-to-know/' rel='bookmark' title='Your Mortgage Refinancing Options – What You Need to Know'>Your Mortgage Refinancing Options – What You Need to Know</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/mortgage-refinancing-options-in-the-new-year/' rel='bookmark' title='Mortgage Refinancing Options in the New Year'>Mortgage Refinancing Options in the New Year</a></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Secret to Getting the Lowest Mortgage Rates</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-advice/the-secret-to-getting-the-lowest-mortgage-rates/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-advice/the-secret-to-getting-the-lowest-mortgage-rates/#comments</comments>
		<pubDate>Mon, 13 Jul 2009 00:51:58 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[home refinance]]></category>
		<category><![CDATA[How to Refinance]]></category>
		<category><![CDATA[mortgage broker tricks]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[refinancing home]]></category>
		<category><![CDATA[when to refinance]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=2413</guid>
		<description><![CDATA[If you're getting a mortgage what you don't know will hurt you.  Here's what you should know before taking out your next home loan...<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-advice/the-secret-to-getting-the-lowest-mortgage-rates/">The Secret to Getting the Lowest Mortgage Rates</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-advice/lowest-rates-mortgage-lenders/' rel='bookmark' title='Lowest Rates Mortgage Lenders'>Lowest Rates Mortgage Lenders</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-help/best-home-loan-rates/' rel='bookmark' title='Secret to Getting the Best Home Loan Rates'>Secret to Getting the Best Home Loan Rates</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-case-study/how-to-refinance-with-todays-lowest-mortgage-rates/' rel='bookmark' title='How to Refinance With Today&#8217;s Lowest Mortgage Rates'>How to Refinance With Today&#8217;s Lowest Mortgage Rates</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-broker/get-lowest-mortgage-rates/' rel='bookmark' title='How to Get the Lowest Mortgage Rates'>How to Get the Lowest Mortgage Rates</a></li>
<li><a href='http://www.refiadvisor.com/pblog/tips-before-refi/finding-the-lowest-daily-mortgage-rates/' rel='bookmark' title='Finding The Lowest Daily Mortgage Rates'>Finding The Lowest Daily Mortgage Rates</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Typical Loan Origination Fee</title>
		<link>http://www.refiadvisor.com/pblog/glossary/typical-loan-origination-fee/</link>
		<comments>http://www.refiadvisor.com/pblog/glossary/typical-loan-origination-fee/#comments</comments>
		<pubDate>Wed, 08 Jul 2009 20:48:35 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Glossary]]></category>
		<category><![CDATA[low refinance]]></category>
		<category><![CDATA[mortgage junk fee]]></category>
		<category><![CDATA[Mortgage Refinance Information]]></category>
		<category><![CDATA[Mortgage Yield Spread]]></category>
		<category><![CDATA[Mortgage YSP]]></category>
		<category><![CDATA[when to refinance]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=2348</guid>
		<description><![CDATA[If you’re refinancing here is what a Typical Loan Origination Fee should be so you won’t overpay.<p><p><a href="http://www.refiadvisor.com/pblog/glossary/typical-loan-origination-fee/">Typical Loan Origination Fee</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage/loan-origination-fee/' rel='bookmark' title='Loan Origination Fee'>Loan Origination Fee</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-refinancing/should-you-pay-a-loan-origination-fee/' rel='bookmark' title='Should You Pay a Loan Origination Fee?'>Should You Pay a Loan Origination Fee?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/should-you-pay-loan-origination-fees-on-your-mortgage-refi/' rel='bookmark' title='Should You Pay Loan Origination Fees On Your Mortgage Refi?'>Should You Pay Loan Origination Fees On Your Mortgage Refi?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/computerized-loan-origination-fees/' rel='bookmark' title='Computerized Loan Origination Fees'>Computerized Loan Origination Fees</a></li>
<li><a href='http://www.refiadvisor.com/pblog/refinancing-advice/loan-origination-fee-or-yield-spread-premium/' rel='bookmark' title='Loan Origination Fee or Yield Spread Premium?'>Loan Origination Fee or Yield Spread Premium?</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Best Refinance Mortgage Loan</title>
		<link>http://www.refiadvisor.com/pblog/tutorial/best-refinance-mortgage/</link>
		<comments>http://www.refiadvisor.com/pblog/tutorial/best-refinance-mortgage/#comments</comments>
		<pubDate>Sun, 21 Jun 2009 02:04:39 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Tutorial]]></category>
		<category><![CDATA[best mortgage lender]]></category>
		<category><![CDATA[Best Refinance Mortgage]]></category>
		<category><![CDATA[Best Refinance Mortgage Rates]]></category>
		<category><![CDATA[How to Refinance]]></category>
		<category><![CDATA[when to refinance]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=2254</guid>
		<description><![CDATA[Are you looking for the Best Refinance Mortgage and don’t want to pay too much? Here are several tips to help you help you avoid junk fees and mortgage rate markup.<p><p><a href="http://www.refiadvisor.com/pblog/tutorial/best-refinance-mortgage/">Best Refinance Mortgage Loan</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-broker/california-mortgage-refinance-shopping-for-the-best-loan/' rel='bookmark' title='California Mortgage Refinance: Shopping for the Best Loan'>California Mortgage Refinance: Shopping for the Best Loan</a></li>
<li><a href='http://www.refiadvisor.com/pblog/tutorial/mortgage-refinance-information-tips-you-need-to-know/' rel='bookmark' title='Mortgage Refinance Information: Tips You Need to Know'>Mortgage Refinance Information: Tips You Need to Know</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/best-refinance-mortgage-your-next-home-loan/' rel='bookmark' title='Best Refinance Mortgage For Your Next Home Loan'>Best Refinance Mortgage For Your Next Home Loan</a></li>
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</ol>]]></description>
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		<item>
		<title>Mortgage Rate Forecast</title>
		<link>http://www.refiadvisor.com/pblog/how-to/mortgage-rate-forecast/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/mortgage-rate-forecast/#comments</comments>
		<pubDate>Sat, 06 Jun 2009 20:56:35 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[home mortgage refinancing]]></category>
		<category><![CDATA[How to Refinance]]></category>
		<category><![CDATA[mortgage broker tricks]]></category>
		<category><![CDATA[mortgage rates for dummies]]></category>
		<category><![CDATA[Refinancing Advice]]></category>
		<category><![CDATA[when to refinance]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1966</guid>
		<description><![CDATA[Can a mortgage rate forecast help you get the lowest rate or is predicting mortgage rates just a parlor trick?<p><p><a href="http://www.refiadvisor.com/pblog/how-to/mortgage-rate-forecast/">Mortgage Rate Forecast</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

No related posts.]]></description>
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		<item>
		<title>Mortgage Rates Are Rising…Did You Miss Out?</title>
		<link>http://www.refiadvisor.com/pblog/refinancing-advice/mortgage-rates-rising-did-you-miss-out/</link>
		<comments>http://www.refiadvisor.com/pblog/refinancing-advice/mortgage-rates-rising-did-you-miss-out/#comments</comments>
		<pubDate>Sat, 30 May 2009 19:59:37 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Refinancing Advice]]></category>
		<category><![CDATA[home mortgage refinancing]]></category>
		<category><![CDATA[house refinance]]></category>
		<category><![CDATA[How to Refinance]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[mortgage rate forecast]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage YSP]]></category>
		<category><![CDATA[when to refinance]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1952</guid>
		<description><![CDATA[Think it’s too late to refinance due to rising mortgage rates?  Great deals are still available...here’s how to find one.<p><p><a href="http://www.refiadvisor.com/pblog/refinancing-advice/mortgage-rates-rising-did-you-miss-out/">Mortgage Rates Are Rising…Did You Miss Out?</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-when-interest-rates-are-rising/' rel='bookmark' title='Mortgage Refinancing When Interest Rates Are Rising'>Mortgage Refinancing When Interest Rates Are Rising</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/analysts-predict-rising-mortgage-refinancing-rates/' rel='bookmark' title='Analysts Predict Rising Mortgage Refinancing Rates'>Analysts Predict Rising Mortgage Refinancing Rates</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/the-risk-of-rising-mortgage-refinance-rates/' rel='bookmark' title='The Risk of Rising Mortgage Refinance Rates'>The Risk of Rising Mortgage Refinance Rates</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/mortgage-refinancing-is-booming-dont-miss-out/' rel='bookmark' title='Mortgage Refinancing is Booming: Don&#8217;t Miss Out'>Mortgage Refinancing is Booming: Don&#8217;t Miss Out</a></li>
</ol>]]></description>
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		<item>
		<title>Can I Refinance My Mortgage If My Home Is Underwater or Upside Down?</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-help/can-i-refinance-my-mortgage-if-my-home-is-underwater-or-upside-down/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-help/can-i-refinance-my-mortgage-if-my-home-is-underwater-or-upside-down/#comments</comments>
		<pubDate>Sun, 09 Nov 2008 23:33:41 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[How to Refinance]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[Mortgage Underwater]]></category>
		<category><![CDATA[Mortgage Upside Down]]></category>
		<category><![CDATA[Negative Equity]]></category>
		<category><![CDATA[refinancing home]]></category>
		<category><![CDATA[when to refinance]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1200</guid>
		<description><![CDATA[When the Real Estate bubble burst many homeowners particularly in parts of the country like California and Florida saw their property values plummet. If you were one of these homeowners you may have gone from having as much as $50,000 in equity to being under water. The burning question for homeowners who find themselves in [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-help/can-i-refinance-my-mortgage-if-my-home-is-underwater-or-upside-down/">Can I Refinance My Mortgage If My Home Is Underwater or Upside Down?</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/underwater-mortgage-heres-how-to-ditch-your-pmi/' rel='bookmark' title='Underwater Mortgage? Here&#8217;s How to Ditch Your PMI'>Underwater Mortgage? Here&#8217;s How to Ditch Your PMI</a></li>
</ol>]]></description>
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		<item>
		<title>Mortgage Points – What You Need to Know</title>
		<link>http://www.refiadvisor.com/pblog/points/mortgage-points-what-you-need-to-know/</link>
		<comments>http://www.refiadvisor.com/pblog/points/mortgage-points-what-you-need-to-know/#comments</comments>
		<pubDate>Thu, 29 Nov 2007 00:24:36 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Points]]></category>
		<category><![CDATA[discount points]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage points]]></category>
		<category><![CDATA[origination points]]></category>
		<category><![CDATA[point mortgage help]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[when to refinance]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/points/mortgage-points-what-you-need-to-know/</guid>
		<description><![CDATA[If you are in the process of purchasing your home or refinancing your existing mortgage you will most likely encounter the term “points.” What are points and is it ever in your best interest to fork over additional cash at closing? Here are the basics you need to understand about mortgage points and whether or [...]<p><p><a href="http://www.refiadvisor.com/pblog/points/mortgage-points-what-you-need-to-know/">Mortgage Points – What You Need to Know</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/interest-rates/paying-points-on-your-mortgage/' rel='bookmark' title='Paying Points on Your Mortgage'>Paying Points on Your Mortgage</a></li>
</ol>]]></description>
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		<title>Mortgage Crisis Update</title>
		<link>http://www.refiadvisor.com/pblog/mortgage/mortgage-crisis-update/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage/mortgage-crisis-update/#comments</comments>
		<pubDate>Tue, 02 Oct 2007 22:53:42 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Checklist]]></category>
		<category><![CDATA[Mortgage Crisis]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[Mortgage YSP]]></category>
		<category><![CDATA[when to refinance]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage/mortgage-crisis-update/</guid>
		<description><![CDATA[You’ve probably been hearing about the credit crisis in the mortgage industry recently and a number of people have been asking me what’s really happening. While it’s true the meltdown of the sub-prime or bad credit mortgage industry is affecting conventional mortgage lenders, the impact is not as bad as the gloom and doom you’re [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage/mortgage-crisis-update/">Mortgage Crisis Update</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-rate/mortgage-rates-update/' rel='bookmark' title='Mortgage Rates Update'>Mortgage Rates Update</a></li>
</ol>]]></description>
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		<title>When to Refinance Your Home Mortgage</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-tutorial/when-to-refinance-mortgage/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-tutorial/when-to-refinance-mortgage/#comments</comments>
		<pubDate>Mon, 27 Aug 2007 20:01:12 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[refinancing basics]]></category>
		<category><![CDATA[when to refinance]]></category>

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		<description><![CDATA[Many homeowners wonder if timing is a factor when refinancing their mortgage loans. With all of the mortgage problems you hear about in the news is refinancing even a good idea? Here are several tips to help you decide if refinancing is right for your financial situation. Should You Refinance? The decision to take out [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-tutorial/when-to-refinance-mortgage/">When to Refinance Your Home Mortgage</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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