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	<title>How You Refinance Matters &#187; two percent rule</title>
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		<title>Reasons to Refinance</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-tutorial/reasons-to-refinance/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-tutorial/reasons-to-refinance/#comments</comments>
		<pubDate>Tue, 05 Feb 2008 22:06:04 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[reasons to refinance]]></category>
		<category><![CDATA[two percent rule]]></category>
		<category><![CDATA[wholesale mortgage rates]]></category>
		<category><![CDATA[yield spread premium]]></category>

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		<description><![CDATA[If you are considering refinancing your mortgage you might wonder what valid reasons are for taking out a new home loan. There are a number of different reasons people choose to refinance their mortgage loans; with mortgage rates at the lowest levels since 2004, now is the perfect time for you to get a new [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-tutorial/reasons-to-refinance/">Reasons to Refinance</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		<title>Does Mortgage Refinancing Make Sense For You?</title>
		<link>http://www.refiadvisor.com/pblog/mortgage/does-mortgage-refinancing-make-sense-for-you/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage/does-mortgage-refinancing-make-sense-for-you/#comments</comments>
		<pubDate>Mon, 06 Aug 2007 18:49:16 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[refinance mortgages]]></category>
		<category><![CDATA[two percent rule]]></category>

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		<description><![CDATA[There are a variety of good reasons for refinancing your mortgage. Many homeowners refinance because they want a better mortgage rate, a lower payment, they’re unhappy with the lender, or need to borrow cash from their home equity. These are all valid reasons for refinancing your mortgage, despite the so called “two percent rule.” The [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage/does-mortgage-refinancing-make-sense-for-you/">Does Mortgage Refinancing Make Sense For You?</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<title>Refinance Two Percent Lower</title>
		<link>http://www.refiadvisor.com/pblog/interest-rates/refinance-two-percent-lower/</link>
		<comments>http://www.refiadvisor.com/pblog/interest-rates/refinance-two-percent-lower/#comments</comments>
		<pubDate>Mon, 18 Jun 2007 16:37:57 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[refinancing basics]]></category>
		<category><![CDATA[two percent rule]]></category>

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		<description><![CDATA[If you’re considering refinancing your home mortgage you may have heard of the “two percent rule.” This rule states you should never refinance your mortgage unless the interest rate of the new loan is at least two percent lower than the mortgage rate on your existing loan. Is the two percent rule good advice? The [...]<p><p><a href="http://www.refiadvisor.com/pblog/interest-rates/refinance-two-percent-lower/">Refinance Two Percent Lower</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<title>Mortgage Refinancing – The 2 Percent Interest Rate Rule</title>
		<link>http://www.refiadvisor.com/pblog/interest-rates/mortgage-refinancing-the-2-percent-interest-rate-rule/</link>
		<comments>http://www.refiadvisor.com/pblog/interest-rates/mortgage-refinancing-the-2-percent-interest-rate-rule/#comments</comments>
		<pubDate>Fri, 09 Mar 2007 01:22:41 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgage Interest Rate]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[refinancing basics]]></category>
		<category><![CDATA[two percent rule]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/2007/03/08/mortgage-refinancing-%e2%80%93-the-2-percent-interest-rate-rule/</guid>
		<description><![CDATA[If you’re considering refinancing your home mortgage loan, you may have heard of the “2 percent rule of thumb.” This rule states that you should never refinance your mortgage unless the new mortgage rate is 2 percent lower than the mortgage rate you’re currently paying. The 2 percent rule is complete rubbish. The best way [...]<p><p><a href="http://www.refiadvisor.com/pblog/interest-rates/mortgage-refinancing-the-2-percent-interest-rate-rule/">Mortgage Refinancing – The 2 Percent Interest Rate Rule</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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