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RESPA

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What Every Homeowner Should Know About RESPA

May 29, 2011

If you’re in the market for mortgage refinancing there are several things you need to know about common mortgage mistakes to avoid overpaying.

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Are Mortgage Brokers Better Than Banks When Refinancing?

October 18, 2008

In a single word…yes, your mortgage broker is better. There are a number of reasons that direct mortgage lenders and banks should be avoided at all costs when refinancing your home loan. Banks and other direct mortgage companies can legally hide the profit they make from marking up your mortgage rate where a mortgage broker [...]

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Should You Refinance With a Mortgage Banker?

September 20, 2008

What are mortgage bankers? You hear the term a lot but what’s the actual difference between a mortgage banker and a lender? Simply put, mortgage banks are retail loan originators that fund loans with their own cash. A mortgage broker resells loans for wholesale lenders but the mortgage bank cuts out the middleman, dealing directly [...]

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How to Shop for the Best Mortgage Lender

February 11, 2008

If you’re in the process of shopping for a lender to refinance an existing mortgage or for a loan to purchase your home, there are several things you need to know about prospective mortgage lenders. Doing a bit of homework before your refinance will not only help you avoid crooked nationwide lending companies but could [...]

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Wells Fargo Mortgage Refinancing

January 12, 2008

If you’re considering taking out a mortgage to purchase your home or refinance your existing mortgage with a bank like Wells Fargo, here are several things to consider first. Refinancing with the wrong lender could not only cost you thousands of dollars but could lead to the loss of your home. Here are several tips [...]

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