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	<title>How You Refinance Matters &#187; Refinancing Mortgage Rate</title>
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	<description>Expert Mortgage Refinancing Advice You Can Trust</description>
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		<title>Mortgage Rate Quotes Dirty Secret Revealed</title>
		<link>http://www.refiadvisor.com/pblog/refinancing-advice/mortgage-rate-quotes-dirty-secret-revealed/</link>
		<comments>http://www.refiadvisor.com/pblog/refinancing-advice/mortgage-rate-quotes-dirty-secret-revealed/#comments</comments>
		<pubDate>Wed, 07 Jul 2010 13:00:56 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Refinancing Advice]]></category>
		<category><![CDATA[best refinance home mortgage loan rate]]></category>
		<category><![CDATA[lowest mortgage rate refinance]]></category>
		<category><![CDATA[lowest mortgage rates]]></category>
		<category><![CDATA[Mortgage Rate]]></category>
		<category><![CDATA[Refinancing Mortgage Rate]]></category>
		<category><![CDATA[wholesale mortgage rate]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3243</guid>
		<description><![CDATA[Here’s one mortgage rate quotes secret that could save you thousands of dollars in junk fees and hidden markup.<p><p><a href="http://www.refiadvisor.com/pblog/refinancing-advice/mortgage-rate-quotes-dirty-secret-revealed/">Mortgage Rate Quotes Dirty Secret Revealed</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/tutorial/mortgage-brokers-dirty-secret/' rel='bookmark' title='Mortgage Brokers Have a Dirty Little Secret'>Mortgage Brokers Have a Dirty Little Secret</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-rate/understanding-mortgage-rate-quotes/' rel='bookmark' title='Understanding Mortgage Rate Quotes'>Understanding Mortgage Rate Quotes</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-advice/mortgage-rate-quotes-online/' rel='bookmark' title='Mortgage Rate Quotes Online'>Mortgage Rate Quotes Online</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/how-many-mortgage-refinance-quotes-should-i-get/' rel='bookmark' title='How Many Mortgage Refinance Quotes Should I Get?'>How Many Mortgage Refinance Quotes Should I Get?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/ysp/mortgage-secrets-revealed/' rel='bookmark' title='Mortgage Secrets Revealed'>Mortgage Secrets Revealed</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>30 Year Mortgage Rates</title>
		<link>http://www.refiadvisor.com/pblog/interest-rates/30-year-mortgage-rates/</link>
		<comments>http://www.refiadvisor.com/pblog/interest-rates/30-year-mortgage-rates/#comments</comments>
		<pubDate>Thu, 17 Apr 2008 20:43:46 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[30 Year Mortgage Rates]]></category>
		<category><![CDATA[Lower Mortgage Rates]]></category>
		<category><![CDATA[mortgage broker tricks]]></category>
		<category><![CDATA[mortgage rate refinancing]]></category>
		<category><![CDATA[Refinancing Mortgage Rate]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/interest-rates/30-year-mortgage-rates/</guid>
		<description><![CDATA[If you are in the process of refinancing your home and are searching for information about mortgage rates there are several things you need to know about the rate quotes you receive. Most homeowners don’t realize that 90% of the rate quotes they receive from mortgage brokers and on the Internet include commission based markup [...]<p><p><a href="http://www.refiadvisor.com/pblog/interest-rates/30-year-mortgage-rates/">30 Year Mortgage Rates</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-rate/30-year-mortgage-rates-2/' rel='bookmark' title='30 Year Mortgage Rates FAQ'>30 Year Mortgage Rates FAQ</a></li>
<li><a href='http://www.refiadvisor.com/pblog/refinancing-advice/current-30-year-mortgage-rates/' rel='bookmark' title='Current 30 Year Fixed Mortgage Rates'>Current 30 Year Fixed Mortgage Rates</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-rate/todays-30-year-fixed-mortgage-rate/' rel='bookmark' title='Today&#8217;s 30 Year Fixed Mortgage Rate'>Today&#8217;s 30 Year Fixed Mortgage Rate</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/mortgage-refinance-rates-at-the-lowest-levels-this-year/' rel='bookmark' title='Mortgage Refinance Rates at the Lowest Levels this Year'>Mortgage Refinance Rates at the Lowest Levels this Year</a></li>
<li><a href='http://www.refiadvisor.com/pblog/interest-rates/lower-mortgage-rates/' rel='bookmark' title='Lower Mortgage Rates'>Lower Mortgage Rates</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Hidden Cost Of Mortgage Points When Refinancing</title>
		<link>http://www.refiadvisor.com/pblog/points/the-hidden-cost-of-mortgage-points-when-refinancing/</link>
		<comments>http://www.refiadvisor.com/pblog/points/the-hidden-cost-of-mortgage-points-when-refinancing/#comments</comments>
		<pubDate>Wed, 16 Apr 2008 00:17:57 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Points]]></category>
		<category><![CDATA[discount points]]></category>
		<category><![CDATA[How to Refinance a Mortgage]]></category>
		<category><![CDATA[origination points]]></category>
		<category><![CDATA[Refinancing Mortgage Rate]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/points/the-hidden-cost-of-mortgage-points-when-refinancing/</guid>
		<description><![CDATA[Points are one of the most misunderstood aspects of mortgage loans. In the simplest definition mortgage points are a percentage of your loan amount due at closing for one of two possible reasons. Here are the basics you need to know about mortgage points and how you can decide if paying them is worthwhile when [...]<p><p><a href="http://www.refiadvisor.com/pblog/points/the-hidden-cost-of-mortgage-points-when-refinancing/">The Hidden Cost Of Mortgage Points When Refinancing</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-case-study/the-hidden-cost-of-refinancing-your-mortgage/' rel='bookmark' title='The Hidden Cost of Refinancing Your Mortgage'>The Hidden Cost of Refinancing Your Mortgage</a></li>
<li><a href='http://www.refiadvisor.com/pblog/points/mortgage-points-what-you-need-to-know/' rel='bookmark' title='Mortgage Points – What You Need to Know'>Mortgage Points – What You Need to Know</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/the-hidden-cost-of-mortgage-refinancing/' rel='bookmark' title='The Hidden Cost of Mortgage Refinance'>The Hidden Cost of Mortgage Refinance</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/306/' rel='bookmark' title='Mortgage Refinancing: What are Discount Points'>Mortgage Refinancing: What are Discount Points</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Mortgage Rate Refinancing</title>
		<link>http://www.refiadvisor.com/pblog/ysp/mortgage-rate-refinancing/</link>
		<comments>http://www.refiadvisor.com/pblog/ysp/mortgage-rate-refinancing/#comments</comments>
		<pubDate>Thu, 28 Feb 2008 23:53:21 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage YSP]]></category>
		<category><![CDATA[mortgage rate refinancing]]></category>
		<category><![CDATA[Refinancing Mortgage Rate]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/ysp/mortgage-rate-refinancing/</guid>
		<description><![CDATA[If you’re considering refinancing your home loan, finding the best lender is probably at the top of your to-do list for the loan. Finding the best lender will help you get the lowest mortgage rate refinancing your loan. Here are several tips to help you get the best mortgage rate refinancing your home without paying [...]<p><p><a href="http://www.refiadvisor.com/pblog/ysp/mortgage-rate-refinancing/">Mortgage Rate Refinancing</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding Mortgage Rate Quotes</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-rate/understanding-mortgage-rate-quotes/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-rate/understanding-mortgage-rate-quotes/#comments</comments>
		<pubDate>Tue, 04 Dec 2007 00:04:49 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Rate]]></category>
		<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage YSP]]></category>
		<category><![CDATA[Refinancing Mortgage Rate]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-rate/understanding-mortgage-rate-quotes/</guid>
		<description><![CDATA[The mortgage quotes you receive when shopping for a new lender do not give you the actual interest rate you qualify when refinancing. The rate quotes you get are “retail” mortgage quotes that include unnecessary commission based markup. Here are several tips to help you understand how mortgage rates are quoted so you can refinance [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-rate/understanding-mortgage-rate-quotes/">Understanding Mortgage Rate Quotes</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Mortgage Secrets</title>
		<link>http://www.refiadvisor.com/pblog/announcements/mortgage-secrets/</link>
		<comments>http://www.refiadvisor.com/pblog/announcements/mortgage-secrets/#comments</comments>
		<pubDate>Fri, 05 Oct 2007 23:14:39 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Announcements]]></category>
		<category><![CDATA[Mortgage Refinancing Terminology]]></category>
		<category><![CDATA[mortgage secrets]]></category>
		<category><![CDATA[Mortgage YSP]]></category>
		<category><![CDATA[Refinancing Mortgage Rate]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/announcements/mortgage-secrets/</guid>
		<description><![CDATA[If you’re in the market for a new mortgage loan there are several things you need to know in order to avoid paying too much. Many of these so called “secrets” are things your mortgage lender and broker don’t want you to now and certainly don’t want to talk about. Here are several of the [...]<p><p><a href="http://www.refiadvisor.com/pblog/announcements/mortgage-secrets/">Mortgage Secrets</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Refinancing Mortgage Rates</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-rates/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-rates/#comments</comments>
		<pubDate>Thu, 04 Oct 2007 22:39:54 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[refinancing basics]]></category>
		<category><![CDATA[refinancing garbage fees]]></category>
		<category><![CDATA[Refinancing Mortgage Rate]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-rates/</guid>
		<description><![CDATA[Rather than looking at the big picture when refinancing their mortgages many homeowners obsess over interest rates without fully understanding how mortgage rates work. This creates a number of problems when refinancing including paying unnecessary fees and markup of your mortgage rate. Here are several tips to demystify mortgage rates and help you find the [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-rates/">Refinancing Mortgage Rates</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

No related posts.]]></description>
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		</item>
		<item>
		<title>Your Ideal Refinancing Mortgage Rate</title>
		<link>http://www.refiadvisor.com/pblog/mortgage/refinancing-mortgage-rate-2/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage/refinancing-mortgage-rate-2/#comments</comments>
		<pubDate>Wed, 08 Aug 2007 18:24:54 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[Refinancing Mortgage Rate]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-rate/refinancing-mortgage-rate-2/</guid>
		<description><![CDATA[If you’re a homeowner considering refinancing your home mortgage loan, one of your primary concerns for the new loan is the mortgage rate you receive. Many homeowners don’t understand how the interest rates they are quoted are determined or what they can do to improve that rate. Here are the basics you need to know [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage/refinancing-mortgage-rate-2/">Your Ideal Refinancing Mortgage Rate</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<item>
		<title>Mortgage Rate Locks Can Be Broken</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-rate/mortgage-rate-locks-can-be-broken/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-rate/mortgage-rate-locks-can-be-broken/#comments</comments>
		<pubDate>Mon, 16 Jul 2007 18:06:05 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Rate]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Interest Rate]]></category>
		<category><![CDATA[Mortgage Rate Lock]]></category>
		<category><![CDATA[Mortgage Refinancing Company]]></category>
		<category><![CDATA[Refinancing Mortgage Rate]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-rate/mortgage-rate-locks-can-be-broken/</guid>
		<description><![CDATA[Mortgage rate locks are supposed to protect you from rising interest rates while your loan originator prepares the documents necessary to close on your loan. What happens when your mortgage rate lock breaks? Broken locks occur when you aren’t able to close before your designated lock period expires. Ones your lock breaks the wholesale lender [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-rate/mortgage-rate-locks-can-be-broken/">Mortgage Rate Locks Can Be Broken</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Refinancing Mortgage Rate</title>
		<link>http://www.refiadvisor.com/pblog/interest-rates/refinancing-mortgage-rate/</link>
		<comments>http://www.refiadvisor.com/pblog/interest-rates/refinancing-mortgage-rate/#comments</comments>
		<pubDate>Thu, 12 Jul 2007 19:24:14 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Home Mortgage Loan Refinancing]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Rate]]></category>
		<category><![CDATA[Refinancing Mortgage Rate]]></category>
		<category><![CDATA[wholesale mortgage rate]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/interest-rates/refinancing-mortgage-rate/</guid>
		<description><![CDATA[Most homeowners focus solely on finding the lowest mortgage rate when refinancing their home loans. While qualifying for the lowest refinancing mortgage rate will get you a lower payment and save you money, there are a number of other fees you should not overlook. Here are several tips to help you get the best refinancing [...]<p><p><a href="http://www.refiadvisor.com/pblog/interest-rates/refinancing-mortgage-rate/">Refinancing Mortgage Rate</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<title>Home Mortgage Refinance Loan Simplify The Application Process</title>
		<link>http://www.refiadvisor.com/pblog/mortgage/home-mortgage-refinance-loan-simplify-application-process/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage/home-mortgage-refinance-loan-simplify-application-process/#comments</comments>
		<pubDate>Thu, 14 Dec 2006 02:05:23 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinancing Mortgage Rate]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/2006/12/13/home-mortgage-refinance-loan-%e2%80%93-simply-your-application-process/</guid>
		<description><![CDATA[If you are planning on taking out a home mortgage refinance loan there are steps you can take before applying to make sure the application process goes smoothly. Ensuring that there are no unforeseen delays in the closing process will prevent your rate lock from expiring before you close on the loan. Organizing your home [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage/home-mortgage-refinance-loan-simplify-application-process/">Home Mortgage Refinance Loan Simplify The Application Process</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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