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refinancing basics
March 8, 2007
If you’re considering refinancing your home mortgage loan, you may have heard of the “2 percent rule of thumb.” This rule states that you should never refinance your mortgage unless the new mortgage rate is 2 percent lower than the mortgage rate you’re currently paying. The 2 percent rule is complete rubbish. The best way [...]
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March 5, 2007
If you are in the market to refinance your mortgage loan, doing your homework and researching mortgage offers will help you avoid many of the mistakes other people make with their mortgage loans. Doing your homework means learning mortgage terminology and how mortgage companies and brokers make their money. The most important lesson you can [...]
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January 17, 2007
If you are new to refinancing basics, doing your homework and researching a variety of mortgage lenders and brokers will help you avoid the majority of mistakes homeowners make with their loans. These mistakes often include choosing unfavorable loan terms, paying too high a mortgage interest rate, or agreeing to pay junk fees. Refinancing Basics: [...]
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My name is Robert Regehr and I’m a personal finance blogger with a chip on my shoulder for banks and mortgage brokers that take advantage of my friends and neighbors.
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