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May 29, 2007
If you’re in the process of mortgage refinancing, comparison shopping will only get you so far. Most homeowners that focus their energy on comparison shopping simply end up with the best of the worst loan offers they consider. Here are several tips to help you negotiate for a mortgage rate that does not include Yield [...]
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May 9, 2007
If you are considering refinancing your mortgage there are a number of pitfalls that lead to overpaying. These problems range from not checking your credit before applying to accepting a mortgage that includes Yield Spread Premium. Here are several tips to help you avoid common mortgage mistakes. I. Carrying Too Much Debt One of the [...]
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May 7, 2007
Everyone loves a good deal and qualifying for the lowest mortgage interest rate can save you a pile of cash over the life of your mortgage loan. There are however, a number of problems that come up when refinancing online and if you’re not careful result in overpaying thousands of dollars. Here are several tips [...]
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April 18, 2007
The Internet is an excellent resource for comparing mortgage rates. The only problem with online rate quotes is that unless you find mortgage companies and brokers that will not charge you Yield Spread Premium, the quotes you receive have been marked up unnecessarily. Here are several tips to help you compare mortgage rate quotes without [...]
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March 19, 2007
If you are refinancing your home mortgage, people might tell you to comparison shop until you drop to get a good deal. The problem with this advice is that all of the loan offers you compare include Yield Spread Premium. No amount of comparison shopping will help you avoid paying this markup until you learn [...]
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My name is Robert Regehr and I’m a personal finance blogger with a chip on my shoulder for banks and mortgage brokers that take advantage of my friends and neighbors.
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