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March 7, 2009
Deciding if mortgage refinancing is the right decision could save you from an expensive mistake; here are several tips to help you decide and save thousands in the process.
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January 31, 2009
Are you considering mortgage refinancing this year? Worried about paying too much or taking out the wrong type of loan when refinancing? It’s true that mortgage refinancing can save you thousands of dollars by lowering your monthly payment amount; however, there are a number of pitfalls that result in paying too much for your new [...]
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March 27, 2008
If you’re considering a “no cost” or “no fee” mortgage loan for your home loan there are several things you need to know about these loans to avoid paying too much. Whenever lenders talk about “no fee” mortgage loans they are always trading off a higher mortgage rate in exchange for lender fees paid at [...]
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February 4, 2008
You might hear people talking about Par mortgage rates from time to time but what does Par mean? Par simply means a mortgage rate with no discount points or Yield Spread Premium attached. This is the rate you want when refinancing or taking out a new loan to purchase your home. Here are the basics [...]
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January 23, 2008
Mortgage Rates fell again today, down to 5.0% from yesterday’s 5.25% …this is the lowest that mortgages rates have been since 2004. Can you find a rate like this shopping online or from your bank? The short answer is no, never. Rate quotes you receive online all have retail markup and banks never quote wholesale [...]
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My name is Robert Regehr and I’m a personal finance blogger with a chip on my shoulder for banks and mortgage brokers that take advantage of my friends and neighbors.
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