origination fee

Mortgage Points

Points on a mortgage loan can be one of the most confusing aspects of financing your home. The process of taking out a mortgage is intimidating enough…throw in unfamiliar jargon and fees and you’ve got a recipe for financial nightmares. Points on a mortgage loan come in two flavors and depending on the lender and [...]

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Point Mortgage Help: Should You Pay Discount Points?

What is a “Point” and should you consider paying points for your new mortgage loan? Points come in two varieties; however, for both types, one point is one percent of your loan amount. Suppose you were borrowing $200,000 with your mortgage loan, one mortgage point in this case would be $2,000. The two types of [...]

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May 17th, 2012
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Your Questions Answered
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