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	<title>How You Refinance Matters &#187; origination fee</title>
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	<description>Expert Mortgage Refinancing Advice You Can Trust</description>
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		<title>Overpaying The Loan Origination Fee Could Screw Up Your Refi</title>
		<link>http://www.refiadvisor.com/pblog/mortgage/overpaying-the-loan-origination-fee-could-screw-up-your-refi/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage/overpaying-the-loan-origination-fee-could-screw-up-your-refi/#comments</comments>
		<pubDate>Sat, 17 Dec 2011 17:38:38 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[loan origination]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[loan origination fee definition]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[mortgage loan origination fee]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[origination fee]]></category>
		<category><![CDATA[refinance mortgage rates]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=6550</guid>
		<description><![CDATA[If you're considering refinancing the loan origination fee can make or break the deal you're getting.  Here's what you need know to avoid overpaying.<p><p><a href="http://www.refiadvisor.com/pblog/mortgage/overpaying-the-loan-origination-fee-could-screw-up-your-refi/">Overpaying The Loan Origination Fee Could Screw Up Your Refi</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/should-you-pay-loan-origination-fees-on-your-mortgage-refi/' rel='bookmark' title='Should You Pay Loan Origination Fees On Your Mortgage Refi?'>Should You Pay Loan Origination Fees On Your Mortgage Refi?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/refi-advice/best-refinance-rates-without-paying-junk-fees/' rel='bookmark' title='How To Get The Best Refinance Rates Without Overpaying One Penny'>How To Get The Best Refinance Rates Without Overpaying One Penny</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-refinancing/should-you-pay-a-loan-origination-fee/' rel='bookmark' title='Should You Pay a Loan Origination Fee?'>Should You Pay a Loan Origination Fee?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-case-study/refinance-mortgage-without-overpaying/' rel='bookmark' title='RefiAdvisor Case Study: Mortgage Refinancing Without Overpaying'>RefiAdvisor Case Study: Mortgage Refinancing Without Overpaying</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/loan-origination-fee/' rel='bookmark' title='Loan Origination Fee'>Loan Origination Fee</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Finding Mortgage Refinance Rates Without Paying Junk Fees</title>
		<link>http://www.refiadvisor.com/pblog/how-to/finding-mortgage-refinance-rates-without-paying-junk-fees/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/finding-mortgage-refinance-rates-without-paying-junk-fees/#comments</comments>
		<pubDate>Sat, 04 Jun 2011 19:46:37 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best mortgage refinance rate]]></category>
		<category><![CDATA[jumbo mortgage]]></category>
		<category><![CDATA[loan origination]]></category>
		<category><![CDATA[lowest mortgage refinance rate]]></category>
		<category><![CDATA[mortgage origination fee]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[mortgage refinance fees]]></category>
		<category><![CDATA[mortgage refinance rates]]></category>
		<category><![CDATA[origination fee]]></category>
		<category><![CDATA[refinance rates]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4944</guid>
		<description><![CDATA[It's no secret that mortgage refinance rates are at their lowest in nearly fifty years; however, if you want a good deal you still need to avoid fees.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/finding-mortgage-refinance-rates-without-paying-junk-fees/">Finding Mortgage Refinance Rates Without Paying Junk Fees</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-help/refi-rates-without-paying-junk-fees/' rel='bookmark' title='Refi Rates Without Paying Junk Fees'>Refi Rates Without Paying Junk Fees</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/mortgage-refinance-rates-without-overpaying-fees/' rel='bookmark' title='Mortgage Refinance Rates Without Overpaying Fees'>Mortgage Refinance Rates Without Overpaying Fees</a></li>
<li><a href='http://www.refiadvisor.com/pblog/tips-before-refi/how-to-refinance-your-mortgage-lower-your-payments-avoid-junk-fees/' rel='bookmark' title='How to Refinance Your Mortgage, Lower Your Payments &amp; Avoid Junk Fees'>How to Refinance Your Mortgage, Lower Your Payments &#038; Avoid Junk Fees</a></li>
<li><a href='http://www.refiadvisor.com/pblog/tips-before-refi/finding-the-lowest-daily-mortgage-rates/' rel='bookmark' title='Finding The Lowest Daily Mortgage Rates'>Finding The Lowest Daily Mortgage Rates</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/refinance-mortgage-loan-how-to-avoid-paying-high-lender-fees/' rel='bookmark' title='Refinance Mortgage Loan:  How to Avoid Paying High Lender Fees'>Refinance Mortgage Loan:  How to Avoid Paying High Lender Fees</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Ultimate Guide to Getting the Best Refinance Rates &#8211; Part I</title>
		<link>http://www.refiadvisor.com/pblog/how-to/best-refinance-rates-ultimate-guide/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/best-refinance-rates-ultimate-guide/#comments</comments>
		<pubDate>Wed, 04 May 2011 17:14:39 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best refinance rates]]></category>
		<category><![CDATA[best refinancing rates]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage refi]]></category>
		<category><![CDATA[origination fee]]></category>
		<category><![CDATA[refinance mortgage]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4543</guid>
		<description><![CDATA[Want the best refinance rates without junk fees for your next home loan? Here are several of my best tips before you refi to save you thousands.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/best-refinance-rates-ultimate-guide/">The Ultimate Guide to Getting the Best Refinance Rates &#8211; Part I</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/how-to/the-insiders-guide-to-mortgage-rates/' rel='bookmark' title='The Insider’s Guide to Mortgage Rates'>The Insider’s Guide to Mortgage Rates</a></li>
<li><a href='http://www.refiadvisor.com/pblog/refi-advice/best-refinance-rates-without-paying-junk-fees/' rel='bookmark' title='How To Get The Best Refinance Rates Without Overpaying One Penny'>How To Get The Best Refinance Rates Without Overpaying One Penny</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/lowest-mortgage-refinance-rates/' rel='bookmark' title='Lowest Mortgage Refinance Rates'>Lowest Mortgage Refinance Rates</a></li>
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</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Truth About Your Mortgage Origination Fee</title>
		<link>http://www.refiadvisor.com/pblog/refinancing-advice/the-truth-about-your-mortgage-origination-fee/</link>
		<comments>http://www.refiadvisor.com/pblog/refinancing-advice/the-truth-about-your-mortgage-origination-fee/#comments</comments>
		<pubDate>Sat, 20 Nov 2010 20:14:39 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Refinancing Advice]]></category>
		<category><![CDATA[closing cost]]></category>
		<category><![CDATA[closing costs home loans]]></category>
		<category><![CDATA[Fixed Rate Mortgage]]></category>
		<category><![CDATA[mortgage origination]]></category>
		<category><![CDATA[mortgage origination fee]]></category>
		<category><![CDATA[mortgage yield]]></category>
		<category><![CDATA[origination fee]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4147</guid>
		<description><![CDATA[Will avoiding the mortgage origination fee save you money or result in overpaying thousands of dollars every year? <p><p><a href="http://www.refiadvisor.com/pblog/refinancing-advice/the-truth-about-your-mortgage-origination-fee/">The Truth About Your Mortgage Origination Fee</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/how-to/no-origination-fee-mortgage/' rel='bookmark' title='No Origination Fee Mortgage'>No Origination Fee Mortgage</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/what-is-an-origination-fee/' rel='bookmark' title='What is an Origination Fee?'>What is an Origination Fee?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/the-truth-about-home-refinance-rates/' rel='bookmark' title='The Truth About Home Refinance Rates'>The Truth About Home Refinance Rates</a></li>
<li><a href='http://www.refiadvisor.com/pblog/refinancing-advice/loan-origination-fee-or-yield-spread-premium/' rel='bookmark' title='Loan Origination Fee or Yield Spread Premium?'>Loan Origination Fee or Yield Spread Premium?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>No Origination Fee Mortgage</title>
		<link>http://www.refiadvisor.com/pblog/how-to/no-origination-fee-mortgage/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/no-origination-fee-mortgage/#comments</comments>
		<pubDate>Thu, 11 Nov 2010 17:00:54 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[origination fee]]></category>
		<category><![CDATA[origination fee mortgage]]></category>
		<category><![CDATA[refi home loan]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4130</guid>
		<description><![CDATA[Think a no origination fee mortgage will save you money? Here are several tips that’ll save you an avalanche of cash on your next home loan.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/no-origination-fee-mortgage/">No Origination Fee Mortgage</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>How to Get Low Rate Home Loans</title>
		<link>http://www.refiadvisor.com/pblog/refinancing-advice/how-to-get-low-rate-home-loans/</link>
		<comments>http://www.refiadvisor.com/pblog/refinancing-advice/how-to-get-low-rate-home-loans/#comments</comments>
		<pubDate>Sun, 24 Oct 2010 20:56:31 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Refinancing Advice]]></category>
		<category><![CDATA[home mortgages]]></category>
		<category><![CDATA[loan origination]]></category>
		<category><![CDATA[low rate home loans]]></category>
		<category><![CDATA[mortgage brokers]]></category>
		<category><![CDATA[mortgage quotes]]></category>
		<category><![CDATA[origination fee]]></category>
		<category><![CDATA[rates home loans]]></category>
		<category><![CDATA[yield spread]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4056</guid>
		<description><![CDATA[Here’s a little known trick for getting low rate home loans that don’t include junk fees or hidden markup.<p><p><a href="http://www.refiadvisor.com/pblog/refinancing-advice/how-to-get-low-rate-home-loans/">How to Get Low Rate Home Loans</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Origination Fee and Points</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-tutorial/origination-fee-and-points/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-tutorial/origination-fee-and-points/#comments</comments>
		<pubDate>Sat, 21 Feb 2009 21:38:40 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[home financing]]></category>
		<category><![CDATA[home mortgage refinancing]]></category>
		<category><![CDATA[home refinance]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage points]]></category>
		<category><![CDATA[Mortgages for Dummies]]></category>
		<category><![CDATA[origination fee]]></category>
		<category><![CDATA[refinance loan]]></category>
		<category><![CDATA[refinancing home]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1545</guid>
		<description><![CDATA[Here are several tips to help you avoid excessive points and fees when refinancing AND save you thousands of dollars in the process.<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-tutorial/origination-fee-and-points/">Origination Fee and Points</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>How to Refinance With the Best Mortgage Rates</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-help/how-to-refinance-with-the-best-mortgage-rates/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-help/how-to-refinance-with-the-best-mortgage-rates/#comments</comments>
		<pubDate>Sun, 30 Nov 2008 20:12:31 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[How to Refinance]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[origination fee]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1277</guid>
		<description><![CDATA[If you’re considering refinancing your home mortgage you may be concerned about how to refinance without getting ripped off. According the Secretary of Housing and Urban development homeowners in the United States overpay nearly sixteen billion dollars every year in the form of junk fees and unnecessary mortgage rate markup. Here are several tips to [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-help/how-to-refinance-with-the-best-mortgage-rates/">How to Refinance With the Best Mortgage Rates</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/tutorial/refinance-mortgage-rates-banks-vs-brokers/' rel='bookmark' title='Refinance Mortgage Rates – Banks vs Brokers'>Refinance Mortgage Rates – Banks vs Brokers</a></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Current Mortgage Rates</title>
		<link>http://www.refiadvisor.com/pblog/mortgage/current-mortgage-rates/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage/current-mortgage-rates/#comments</comments>
		<pubDate>Wed, 09 Jan 2008 00:56:41 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[current mortgage rates]]></category>
		<category><![CDATA[Nationwide Home Mortgage Loan Company]]></category>
		<category><![CDATA[origination fee]]></category>
		<category><![CDATA[refinance mortgage loan]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage/current-mortgage-rates/</guid>
		<description><![CDATA[If you’re in the process of refinancing your mortgage loan researching current mortgage rates won’t save you a dime unless you fully understand how mortgage rates are quoted. The rate quotes you collect on the Internet and by calling around from the yellow pages are retail quotes that include commission based markup. If you want [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage/current-mortgage-rates/">Current Mortgage Rates</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/interest-rates/current-mortgage-rates-falling/' rel='bookmark' title='Current Mortgage Rates Falling'>Current Mortgage Rates Falling</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-advice/current-home-loan-rates/' rel='bookmark' title='Current Home Loan Rates'>Current Home Loan Rates</a></li>
<li><a href='http://www.refiadvisor.com/pblog/refinancing-advice/current-30-year-mortgage-rates/' rel='bookmark' title='Current 30 Year Fixed Mortgage Rates'>Current 30 Year Fixed Mortgage Rates</a></li>
<li><a href='http://www.refiadvisor.com/pblog/refinancing-advice/current-home-mortgage-interest-rates/' rel='bookmark' title='Current Home Mortgage Interest Rates'>Current Home Mortgage Interest Rates</a></li>
<li><a href='http://www.refiadvisor.com/pblog/fha-loan/current-fha-rate/' rel='bookmark' title='Current FHA Mortgage Rate'>Current FHA Mortgage Rate</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Mortgage Points</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-points/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-points/#comments</comments>
		<pubDate>Wed, 29 Aug 2007 23:11:20 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[discount points]]></category>
		<category><![CDATA[home mortgage points]]></category>
		<category><![CDATA[mortgage points]]></category>
		<category><![CDATA[origination fee]]></category>
		<category><![CDATA[point mortgage help]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-points/</guid>
		<description><![CDATA[Points on a mortgage loan can be one of the most confusing aspects of financing your home. The process of taking out a mortgage is intimidating enough…throw in unfamiliar jargon and fees and you’ve got a recipe for financial nightmares. Points on a mortgage loan come in two flavors and depending on the lender and [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-points/">Mortgage Points</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage/point-mortgage-help-should-you-pay-discount-points/' rel='bookmark' title='Point Mortgage Help: Should You Pay Discount Points?'>Point Mortgage Help: Should You Pay Discount Points?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-tutorial/origination-fee-and-points/' rel='bookmark' title='Origination Fee and Points'>Origination Fee and Points</a></li>
<li><a href='http://www.refiadvisor.com/pblog/points/the-hidden-cost-of-mortgage-points-when-refinancing/' rel='bookmark' title='The Hidden Cost Of Mortgage Points When Refinancing'>The Hidden Cost Of Mortgage Points When Refinancing</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/306/' rel='bookmark' title='Mortgage Refinancing: What are Discount Points'>Mortgage Refinancing: What are Discount Points</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Point Mortgage Help: Should You Pay Discount Points?</title>
		<link>http://www.refiadvisor.com/pblog/mortgage/point-mortgage-help-should-you-pay-discount-points/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage/point-mortgage-help-should-you-pay-discount-points/#comments</comments>
		<pubDate>Wed, 17 Jan 2007 01:04:38 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[discount points]]></category>
		<category><![CDATA[origination fee]]></category>
		<category><![CDATA[point mortgage help]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/2007/01/16/point-mortgage-help-should-you-pay-discount-points/</guid>
		<description><![CDATA[What is a “Point” and should you consider paying points for your new mortgage loan? Points come in two varieties; however, for both types, one point is one percent of your loan amount. Suppose you were borrowing $200,000 with your mortgage loan, one mortgage point in this case would be $2,000. The two types of [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage/point-mortgage-help-should-you-pay-discount-points/">Point Mortgage Help: Should You Pay Discount Points?</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/glossary/mortgage-discount-point-fee/' rel='bookmark' title='Mortgage Discount Point Fee'>Mortgage Discount Point Fee</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-points/' rel='bookmark' title='Mortgage Points'>Mortgage Points</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/should-you-pay-points-on-your-mortgage/' rel='bookmark' title='Should you pay Points on your Mortgage?'>Should you pay Points on your Mortgage?</a></li>
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</ol>]]></description>
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