How You Refinance Matters » No Fee Mortgage

No Fee Mortgage Loans Don’t Exist

Robert Regehr — Thu, 27 Mar 2008 22:47:49 +0000

If you’re considering a “no cost” or “no fee” mortgage loan for your home loan there are several things you need to know about these loans to avoid paying too much. Whenever lenders talk about “no fee” mortgage loans they are always trading off a higher mortgage rate in exchange for lender fees paid at [...]

No Fee Mortgage Loans Don’t Exist is a post from Robert Regehr's Mortgage Refinancing Blog.

No Cost Mortgage Refinancing Is Just a Marketing Trick

Robert Regehr — Sat, 02 Feb 2008 00:02:56 +0000

Are you thinking about refinancing your home loan with a no fee or flat fee mortgage? You can’t turn on the television these days without seeing Ditech’s so-called “Flat Fee” mortgage or no fee home loans from Bank of America, but what’s the catch? If you think that these deals sound too good to be [...]

No Cost Mortgage Refinancing Is Just a Marketing Trick is a post from Robert Regehr's Mortgage Refinancing Blog.

Deceptive Mortgage Advertising: It’s a No Brainer

Robert Regehr — Wed, 24 Oct 2007 00:35:36 +0000

You’ve probably seen the television ads claiming that no cost mortgage refinancing is “a no brainer.” Advertisers love to claim that they’ll pay your closing costs and offer zero cost refinancing. Most homeowners responding to these offers don’t realize how much of a lie no cost refinancing is. Here is the truth you need to [...]

Deceptive Mortgage Advertising: It’s a No Brainer is a post from Robert Regehr's Mortgage Refinancing Blog.

Beware Deceptive Mortgage Refinancing Loan Offers

No Fee Mortgage Refinancing

Robert Regehr — Tue, 21 Aug 2007 20:14:27 +0000

No fee mortgage refinancing sounds like a great deal; however, as most homeowners quickly learn, there are no free lunches when it comes to your mortgage loans. Most of the so called “no fee” mortgages you see advertised simply trade off a higher mortgage rate for the lender’s share of closing costs. Every mortgage has [...]

No Fee Mortgage Refinancing is a post from Robert Regehr's Mortgage Refinancing Blog.

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No Fee Mortgage Loans Done Correctly

Robert Regehr — Wed, 21 Mar 2007 22:31:06 +0000

Several national banks have recently been bragging about their “no fee” mortgage loans. The problem with these “no fee” mortgage loans is simple: banks are exempt from the Real Estate Settlement Procedures Act. In 1999 the Banking Lobby had our nation’s disclosure laws changed to exclude themselves from legislation that requires mortgage lenders to disclose [...]

No Fee Mortgage Loans Done Correctly is a post from Robert Regehr's Mortgage Refinancing Blog.

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