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July 2, 2007
If you’re a homeowner “newbie” looking to refinance your mortgage for the first time or a seasoned real estate investor looking for money saving tips when refinancing you need to learn everything you can about Yield Spread Premium. According to the Secretary of Housing and Urban Development, homeowners in the United States will overpay nearly [...]
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June 25, 2007
People frequently find the site by typing the words “Best Refinance Home Mortgage Loan Rate” into a search engine. They’re probably searching for a rate quote; however, how many homeowners actually know what they’re looking at when they get one? Best Refinance Home Mortgage Loan Rate will get you a mortgage with Yield Spread Premium. [...]
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June 13, 2007
Option ARMS are mortgage loans with the flexibility of choosing how your payments are structured. This “twist” combines the lower introductory interest rate with the ability to pick your payment amount. These loans feature a minimum payment amount that could be as low as one percent, an interest only payment, a payment based on thirty [...]
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June 12, 2007
Mortgage foreclosures are on the rise and lenders are tightening up their standards for approving loans. If you’re in the market to refinance your mortgage there are several problems you’ll want to avoid. You may have seen in the news that lenders are taking a beating because of the collapse of the bad credit or [...]
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June 11, 2007
Understanding the basics of the mortgage refinancing process will help prepare you for choosing the right mortgage loan for your situation. The process of obtaining a mortgage can be complicated; however, the basics are simple to understand. The little bit of knowledge you learn today could save you thousands of dollars in unnecessary finance charges. [...]
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My name is Robert Regehr and I’m a personal finance blogger with a chip on my shoulder for banks and mortgage brokers that take advantage of my friends and neighbors.
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