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	<title>How You Refinance Matters &#187; Mortgage Refinancing Advice</title>
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	<description>Expert Mortgage Refinancing Advice You Can Trust</description>
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		<title>Mortgage Refinancing Advice You Need Today</title>
		<link>http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-advice-you-need-today/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-advice-you-need-today/#comments</comments>
		<pubDate>Sat, 15 Jan 2011 19:39:33 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[loan origination]]></category>
		<category><![CDATA[mortgage acceleration]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4238</guid>
		<description><![CDATA[Mortgage refinancing can save you thousands of dollars if you avoid falling victim to fat cat brokers with hidden markup and junk fees.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-advice-you-need-today/">Mortgage Refinancing Advice You Need Today</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Rate Watch</title>
		<link>http://www.refiadvisor.com/pblog/refinancing-advice/mortgage-rate-watch/</link>
		<comments>http://www.refiadvisor.com/pblog/refinancing-advice/mortgage-rate-watch/#comments</comments>
		<pubDate>Sun, 17 Jan 2010 19:44:48 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Refinancing Advice]]></category>
		<category><![CDATA[best mortgage lender]]></category>
		<category><![CDATA[Best Refinance Mortgage]]></category>
		<category><![CDATA[home mortgage refinancing]]></category>
		<category><![CDATA[mortgage broker tricks]]></category>
		<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3015</guid>
		<description><![CDATA[Getting a wholesale mortgage rate will save you thousands of dollars when refinancing. Here's how to get one for your next home loan.<p><p><a href="http://www.refiadvisor.com/pblog/refinancing-advice/mortgage-rate-watch/">Mortgage Rate Watch</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Rates Information</title>
		<link>http://www.refiadvisor.com/pblog/tutorial/mortgage-rates-information/</link>
		<comments>http://www.refiadvisor.com/pblog/tutorial/mortgage-rates-information/#comments</comments>
		<pubDate>Wed, 29 Apr 2009 18:29:50 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Tutorial]]></category>
		<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[Mortgage Refinancing Terminology]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1786</guid>
		<description><![CDATA[Getting the right mortgage rate information can save you from a costly mistake… Here is what you need to know today.<p><p><a href="http://www.refiadvisor.com/pblog/tutorial/mortgage-rates-information/">Mortgage Rates Information</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Mortgage Help Now</title>
		<link>http://www.refiadvisor.com/pblog/tutorial/mortgage-help-now/</link>
		<comments>http://www.refiadvisor.com/pblog/tutorial/mortgage-help-now/#comments</comments>
		<pubDate>Sun, 19 Apr 2009 02:38:39 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Tutorial]]></category>
		<category><![CDATA[home mortgage refinancing]]></category>
		<category><![CDATA[mortgage help now]]></category>
		<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1738</guid>
		<description><![CDATA[If you're taking out a new home loan here is the mortgage help you need to avoid paying too much.<p><p><a href="http://www.refiadvisor.com/pblog/tutorial/mortgage-help-now/">Mortgage Help Now</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Mortgage Refinance</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-advice/home-mortgage-refinance/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-advice/home-mortgage-refinance/#comments</comments>
		<pubDate>Sat, 14 Mar 2009 21:12:25 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[home mortgage refinancing]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1658</guid>
		<description><![CDATA[In the market to refinance your mortgage? There are hidden fees you need to avoid that could cost thousands... here's how.<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-advice/home-mortgage-refinance/">Home Mortgage Refinance</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Mortgage Refinancing</title>
		<link>http://www.refiadvisor.com/pblog/tutorial/mortgage-refinancing-2/</link>
		<comments>http://www.refiadvisor.com/pblog/tutorial/mortgage-refinancing-2/#comments</comments>
		<pubDate>Wed, 11 Mar 2009 19:34:02 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Tutorial]]></category>
		<category><![CDATA[home mortgage refinancing]]></category>
		<category><![CDATA[How to Refinance]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1647</guid>
		<description><![CDATA[If you are considering mortgage refinancing here are several tips to help avoid paying too much for your next home loan.<p><p><a href="http://www.refiadvisor.com/pblog/tutorial/mortgage-refinancing-2/">Home Mortgage Refinancing</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Mortgage Rates Refinance</title>
		<link>http://www.refiadvisor.com/pblog/tutorial/mortgage-rates-refinance/</link>
		<comments>http://www.refiadvisor.com/pblog/tutorial/mortgage-rates-refinance/#comments</comments>
		<pubDate>Wed, 11 Feb 2009 23:03:42 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Tutorial]]></category>
		<category><![CDATA[How to Refinance]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[refinancing basics]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1485</guid>
		<description><![CDATA[I’ve been getting a lot of questions lately about “Par” mortgage rates when refinancing. Most people haven’t heard of par mortgage rates and don’t know what they are; others have heard of par when their mortgage broker name drops “par” to make them think they’re getting a great deal. What are par mortgage rates? Should [...]<p><p><a href="http://www.refiadvisor.com/pblog/tutorial/mortgage-rates-refinance/">Mortgage Rates Refinance</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>How to Negotiate With Your Mortgage Broker Today</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-tutorial/how-to-negotiate-with-your-mortgage-broker-2/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-tutorial/how-to-negotiate-with-your-mortgage-broker-2/#comments</comments>
		<pubDate>Thu, 28 Feb 2008 03:50:31 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[wholesale mortgage rates]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-tutorial/how-to-negotiate-with-your-mortgage-broker-2/</guid>
		<description><![CDATA[If you’re in the process of refinancing your home you can save yourself thousands of dollars by getting a wholesale mortgage rate. The problem for many homeowners is that that they don’t know how get wholesale rates; most mortgage brokers would simply laugh at you if you told them “give me a wholesale mortgage rate.” [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-tutorial/how-to-negotiate-with-your-mortgage-broker-2/">How to Negotiate With Your Mortgage Broker Today</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<title>How Mortgage Rates Work</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-tutorial/how-mortgage-rates-work/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-tutorial/how-mortgage-rates-work/#comments</comments>
		<pubDate>Thu, 31 Jan 2008 21:57:57 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[How to Refinance a Mortgage]]></category>
		<category><![CDATA[mortgage broker secrets]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[Mortgage YSP]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-tutorial/how-mortgage-rates-work/</guid>
		<description><![CDATA[Are you considering taking out a new mortgage to refinance you existing loan and want the lowest possible mortgage rate? Did you know that wholesale mortgage are available to the average homeowner who knows how to get them and can save thousands of dollars? Here are several tips to show you how rates are quoted [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-tutorial/how-mortgage-rates-work/">How Mortgage Rates Work</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Should You Refinance Your Mortgage?</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-rate/should-you-refinance-your-mortgage/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-rate/should-you-refinance-your-mortgage/#comments</comments>
		<pubDate>Fri, 11 Jan 2008 23:53:47 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Rate]]></category>
		<category><![CDATA[How to Refinance a Mortgage]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[refinancing garbage fees]]></category>
		<category><![CDATA[wholesale mortgage loan]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-rate/should-you-refinance-your-mortgage/</guid>
		<description><![CDATA[The average homeowner in the United States refinances every four to five years for a variety of different reasons. Many people refinance to lower their mortgage rate; however, consolidating bills or borrowing cash are also good reasons for refinancing. Is mortgage refinancing right for you? Here are several tips to help you decide if mortgage [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-rate/should-you-refinance-your-mortgage/">Should You Refinance Your Mortgage?</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		<title>P.O.C Mortgage</title>
		<link>http://www.refiadvisor.com/pblog/mortgage/poc-mortgage/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage/poc-mortgage/#comments</comments>
		<pubDate>Thu, 10 Jan 2008 01:08:27 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Tutorial]]></category>
		<category><![CDATA[home financing]]></category>
		<category><![CDATA[home refinance]]></category>
		<category><![CDATA[mortgage broker tricks]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[Mortgage YSP]]></category>
		<category><![CDATA[POC Charges]]></category>
		<category><![CDATA[refinance loan]]></category>
		<category><![CDATA[refinancing home]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage/poc-mortgage/</guid>
		<description><![CDATA[If you are in the process of refinancing your mortgage you might encounter POC charges. POC stands for “Paid Outside of Closing” and is a fee paid to your mortgage broker. Why does your broker receive this money and should you be concerned about how it affects your mortgage rate? Here are several tips to [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage/poc-mortgage/">P.O.C Mortgage</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/refinancing-advice/ysp-mortgage-broker-payment/' rel='bookmark' title='YSP Mortgage Broker Payment'>YSP Mortgage Broker Payment</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/mortgage-refinancing-how-to-read-your-good-faith-estimate/' rel='bookmark' title='Mortgage Refinancing: How to Read Your Good Faith Estimate'>Mortgage Refinancing: How to Read Your Good Faith Estimate</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/how-to-read-your-hud-1-settlement-statement/' rel='bookmark' title='How to Read Your HUD-1 Settlement Statement'>How to Read Your HUD-1 Settlement Statement</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/refinance-mortgage-loan-why-you-should-take-out-a-mortgage-from-your-bank/' rel='bookmark' title='Refinance Mortgage Loan: Why You Should Never Take a Mortgage From Your Bank'>Refinance Mortgage Loan: Why You Should Never Take a Mortgage From Your Bank</a></li>
</ol>]]></description>
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		<title>Mortgage Rates – Locking in Your Interest Rate</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-rate-lock/mortgage-rates-locking-in-your-interest-rate/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-rate-lock/mortgage-rates-locking-in-your-interest-rate/#comments</comments>
		<pubDate>Tue, 11 Dec 2007 01:18:11 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Rate Lock]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-rate-lock/mortgage-rates-%e2%80%93-locking-in-your-interest-rate/</guid>
		<description><![CDATA[If you’re in the process of refinancing your mortgage you might be losing sleep over your rate lock. Last week mortgage rates rose from 5.6% to 5.8% almost overnight. If you didn’t lock your rate in writing you’re looking at higher mortgage rates this week. Here are the basics you need to know about locking [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-rate-lock/mortgage-rates-locking-in-your-interest-rate/">Mortgage Rates – Locking in Your Interest Rate</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-rate/locking-a-rate-when-refinancing-your-mortgage/' rel='bookmark' title='Locking a Rate When Refinancing Your Mortgage'>Locking a Rate When Refinancing Your Mortgage</a></li>
<li><a href='http://www.refiadvisor.com/pblog/glossary/mortgage-rate-locking-definition/' rel='bookmark' title='Mortgage Rate Locking Definition'>Mortgage Rate Locking Definition</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/locking-your-mortgage-rate/' rel='bookmark' title='Locking Your Mortgage Rate'>Locking Your Mortgage Rate</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-rate-lock/verbal-interest-rate-lock/' rel='bookmark' title='Verbal Interest Rate Lock'>Verbal Interest Rate Lock</a></li>
<li><a href='http://www.refiadvisor.com/pblog/interest-rates/mortgage-interest-rates-how-to-lock-in-a-better-rate/' rel='bookmark' title='Mortgage Interest Rates: How to Lock in a Better Rate'>Mortgage Interest Rates: How to Lock in a Better Rate</a></li>
</ol>]]></description>
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		<title>Mortgage Refinancing vs. Second Mortgage Loan</title>
		<link>http://www.refiadvisor.com/pblog/mortgage/mortgage-refinancing-vs-second-mortgage-loan/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage/mortgage-refinancing-vs-second-mortgage-loan/#comments</comments>
		<pubDate>Fri, 16 Nov 2007 22:17:06 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[home equity line of credit]]></category>
		<category><![CDATA[Home Equity Loan]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[second-mortgage]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage/mortgage-refinancing-vs-second-mortgage-loan/</guid>
		<description><![CDATA[If you are homeowner contemplating a second mortgage loan or mortgage refinancing and don’t know which is the better option, here are several tips to help you make an informed decision. Both options have advantages and disadvantages depending on your situation. Mortgage rates are at very low levels and there are still great mortgage deals [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage/mortgage-refinancing-vs-second-mortgage-loan/">Mortgage Refinancing vs. Second Mortgage Loan</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage/refinancing-your-second-mortgage-or-home-equity-loan/' rel='bookmark' title='Refinancing Your Second Mortgage or Home Equity Loan'>Refinancing Your Second Mortgage or Home Equity Loan</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/mortgage-refinancing-five-reasons-for-refinancing-your-home-loan/' rel='bookmark' title='Mortgage Refinancing – Five Reasons for Refinancing Your Home Loan'>Mortgage Refinancing – Five Reasons for Refinancing Your Home Loan</a></li>
</ol>]]></description>
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		<title>Mortgage Loan Assistance</title>
		<link>http://www.refiadvisor.com/pblog/announcements/mortgage-loan-assistance/</link>
		<comments>http://www.refiadvisor.com/pblog/announcements/mortgage-loan-assistance/#comments</comments>
		<pubDate>Tue, 13 Nov 2007 21:08:36 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Announcements]]></category>
		<category><![CDATA[mortgage coaching]]></category>
		<category><![CDATA[mortgage loan assistance]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/announcements/mortgage-loan-assitance/</guid>
		<description><![CDATA[If you are in the process of taking out a mortgage to purchase your home or refinance an existing mortgage, doing your homework can save you thousands of dollars by avoiding expensive pitfalls in the loan process. If you’re looking for mortgage loan assistance for your new loan the free videos on this website can [...]<p><p><a href="http://www.refiadvisor.com/pblog/announcements/mortgage-loan-assistance/">Mortgage Loan Assistance</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		<title>Mortgage Refinancing Advice You Need</title>
		<link>http://www.refiadvisor.com/pblog/refinancing-advice/mortgage-refinancing-advice-2/</link>
		<comments>http://www.refiadvisor.com/pblog/refinancing-advice/mortgage-refinancing-advice-2/#comments</comments>
		<pubDate>Sat, 27 Oct 2007 19:53:55 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Refinancing Advice]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[Mortgage YSP]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/refinancing-advice/mortgage-refinancing-advice-2/</guid>
		<description><![CDATA[If you are in the market for a new mortgage loan and are looking for refinancing advice to get the best deal for your new mortgage, the best bit of advice I can give you is to avoid paying Yield Spread Premium on your new loan. Never heard of Yield Spread Premium? Well you are [...]<p><p><a href="http://www.refiadvisor.com/pblog/refinancing-advice/mortgage-refinancing-advice-2/">Mortgage Refinancing Advice You Need</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<title>Mortgage Rates and Your Credit Score</title>
		<link>http://www.refiadvisor.com/pblog/interest-rates/mortgage-rates-your-credit-score/</link>
		<comments>http://www.refiadvisor.com/pblog/interest-rates/mortgage-rates-your-credit-score/#comments</comments>
		<pubDate>Thu, 25 Oct 2007 00:44:19 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage rates for dummies]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/interest-rates/mortgage-rates-your-credit-score/</guid>
		<description><![CDATA[If you are considering mortgage refinancing it is well worth your time to review your credit before you contact lenders. Your credit scores influences not only the type of mortgage products you will qualify, but how much each loan will cost you. Before applying for a new mortgage it is important to review your credit [...]<p><p><a href="http://www.refiadvisor.com/pblog/interest-rates/mortgage-rates-your-credit-score/">Mortgage Rates and Your Credit Score</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<title>Mortgage Crisis Update</title>
		<link>http://www.refiadvisor.com/pblog/mortgage/mortgage-crisis-update/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage/mortgage-crisis-update/#comments</comments>
		<pubDate>Tue, 02 Oct 2007 22:53:42 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Checklist]]></category>
		<category><![CDATA[Mortgage Crisis]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[Mortgage YSP]]></category>
		<category><![CDATA[when to refinance]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage/mortgage-crisis-update/</guid>
		<description><![CDATA[You’ve probably been hearing about the credit crisis in the mortgage industry recently and a number of people have been asking me what’s really happening. While it’s true the meltdown of the sub-prime or bad credit mortgage industry is affecting conventional mortgage lenders, the impact is not as bad as the gloom and doom you’re [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage/mortgage-crisis-update/">Mortgage Crisis Update</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-rate/mortgage-rates-update/' rel='bookmark' title='Mortgage Rates Update'>Mortgage Rates Update</a></li>
</ol>]]></description>
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		<title>How to Refinance With a Wholesale Mortgage Rate</title>
		<link>http://www.refiadvisor.com/pblog/interest-rates/refinance-wholesale-mortgage-rate-2/</link>
		<comments>http://www.refiadvisor.com/pblog/interest-rates/refinance-wholesale-mortgage-rate-2/#comments</comments>
		<pubDate>Thu, 30 Aug 2007 20:55:13 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/interest-rates/refinance-wholesale-mortgage-rate-2/</guid>
		<description><![CDATA[Refinancing your mortgage loan can be a stressful time for any homeowner. No one wants to pay too much when taking out a new home loan; however, most homeowners don’t fully understand how loan originators and lenders make their money. Learning how your mortgage broker is compensated for their work will not only help you [...]<p><p><a href="http://www.refiadvisor.com/pblog/interest-rates/refinance-wholesale-mortgage-rate-2/">How to Refinance With a Wholesale Mortgage Rate</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/interest-rates/refinance-wholesale-mortgage-rate/' rel='bookmark' title='How to Refinance with a Wholesale Mortgage Rate'>How to Refinance with a Wholesale Mortgage Rate</a></li>
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</ol>]]></description>
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		<title>When to Refinance Your Home Mortgage</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-tutorial/when-to-refinance-mortgage/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-tutorial/when-to-refinance-mortgage/#comments</comments>
		<pubDate>Mon, 27 Aug 2007 20:01:12 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[refinancing basics]]></category>
		<category><![CDATA[when to refinance]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-tutorial/when-to-refinance-mortgage/</guid>
		<description><![CDATA[Many homeowners wonder if timing is a factor when refinancing their mortgage loans. With all of the mortgage problems you hear about in the news is refinancing even a good idea? Here are several tips to help you decide if refinancing is right for your financial situation. Should You Refinance? The decision to take out [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-tutorial/when-to-refinance-mortgage/">When to Refinance Your Home Mortgage</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		<title>Three Day Rescission When Refinancing Your Mortgage</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-tutorial/three-day-rescission-when-refinancing-your-mortgage/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-tutorial/three-day-rescission-when-refinancing-your-mortgage/#comments</comments>
		<pubDate>Tue, 14 Aug 2007 20:29:54 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[3 Day Rescission]]></category>
		<category><![CDATA[Best Refinance Mortgage]]></category>
		<category><![CDATA[home financing]]></category>
		<category><![CDATA[mortgage refinance rates]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[refinance loan]]></category>
		<category><![CDATA[Refinancing Headaches]]></category>
		<category><![CDATA[Theft by Mortgage]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-tutorial/three-day-rescission-when-refinancing-your-mortgage/</guid>
		<description><![CDATA[Most homeowners have heard about rescission but do not understand how it works. The three day rescission allows you time to review all of your documents after closing to make sure the loan you got is the mortgage you were promised. You have until midnight on the third day to cancel your loan for any [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-tutorial/three-day-rescission-when-refinancing-your-mortgage/">Three Day Rescission When Refinancing Your Mortgage</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<title>Rob K. Blake Joins The RefiAdvisor Team</title>
		<link>http://www.refiadvisor.com/pblog/announcements/robert-blake-from-themortgageinsidernet-joins-the-refiadvisor-team/</link>
		<comments>http://www.refiadvisor.com/pblog/announcements/robert-blake-from-themortgageinsidernet-joins-the-refiadvisor-team/#comments</comments>
		<pubDate>Sat, 28 Jul 2007 23:44:47 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Announcements]]></category>
		<category><![CDATA[Colorado Mortgage Broker]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[Rob K Blake]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/uncategorized/robert-blake-from-themortgageinsidernet-joins-the-refiadvisor-team/</guid>
		<description><![CDATA[In an effort to increase the level of expert support for RefiAdvisor’s Mortgage Refinancing Toolkit I have invited Rob K. Blake from the popular mortgage blog The Mortgage Insider to join the mentoring team. Rob is a licensed Colorado Mortgage Broker and dishes out great tips and advice on his blog about a wide range [...]<p><p><a href="http://www.refiadvisor.com/pblog/announcements/robert-blake-from-themortgageinsidernet-joins-the-refiadvisor-team/">Rob K. Blake Joins The RefiAdvisor Team</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/announcements/refiadvisor-review/' rel='bookmark' title='RefiAdvisor Review'>RefiAdvisor Review</a></li>
</ol>]]></description>
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		<title>How Not to Refinance Your Mortgage</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-tutorial/how-not-to-refinance-your-mortgage/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-tutorial/how-not-to-refinance-your-mortgage/#comments</comments>
		<pubDate>Wed, 18 Jul 2007 17:50:01 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[How Not to Refinance Your Mortgage]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[mortgage refinancing mistakes]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-tutorial/how-not-to-refinance-your-mortgage/</guid>
		<description><![CDATA[Here’s an example of how not to refinance your mortgage; a typical refinancing transaction gone wrong. Our homeowner in this is example is called Jackie. Jackie purchased her home in Germantown Maryland, and owes $330,000 on an existing thirty year mortgage at 9% interest. Jackie decides she’d like to refinance her fixed rate mortgage and [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-tutorial/how-not-to-refinance-your-mortgage/">How Not to Refinance Your Mortgage</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		<item>
		<title>Mortgage Refinancing Advice</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-refinancing-advice/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-refinancing-advice/#comments</comments>
		<pubDate>Fri, 13 Jul 2007 19:24:25 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[How to Refinance a Mortgage]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[refinance mortgages]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-refinancing-advice/</guid>
		<description><![CDATA[If you are in the process of refinancing your home mortgage you might have discovered that everyone and their cousin Jim has advice for you on finding the best deal. While most of the individuals offering advice have good intentions, there is a lot of bad advice and misinformation available, especially online that could cost [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-refinancing-advice/">Mortgage Refinancing Advice</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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