mortgage refinance

Should You Consider an ARM for Your Mortgage Refinance?

Adjustable Rate Mortgage loans are making a comeback and if you’re in the market for mortgage refinancing should you consider an ARM to take advantage of today’s best refinance rates? There is risk that you need to know about before choosing this type of loan; however, with 5/1 ARM refinance rates below four percent this [...]

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Finding The Best Mortgage Brokers for Your Next Home Loan

Finding the best mortgage brokers can save you thousands of dollars from unnecessary fees when refinancing if you avoid these costly mistakes.

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Why Aren’t I Getting Today’s Best Refinance Rates?

Mortgage rate shopping? You might be disappointed that you’re not qualifying for today’s best refinance rates. Here’s why and what to do about it.

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Understanding Mortgage Refinance APR

If you’re shopping for a mortgage refinance and are using the Annual Percentage Rate to compare mortgage offers you’re not getting an apples-to-apples comparison of what’s out there. While providing an Annual Percentage Rate APR is required by Truth-in-Lending laws, there is no standard for how lenders calculate this figure. If you’re searching for the [...]

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Should You Get an Appraisal Before Your Mortgage Refinance?

If you’re considering a mortgage refinance to take advantage of today’s best refinance rates, you might be concerned that you have enough equity in your home to qualify. Mortgage lenders have tightened their standards for mortgage refinance approval and one factor they look at is the loan-to-value ratio of your home’s equity. If you’re unsure [...]

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Juan: I was denied a loan modification, now I want to apply for a FHA streamline refinance , how should I go about doing that? My mortgage lender...
Katie: Thank you all for the helpful comments! I know no other company that refuses to give a Good Faith Estimate up front. More than a bit...
Liz Kinder: Any hope for non Freddie/Fannie mortgage holders who are underwater?
ELG: I just got a quote and USAA’s fees are very very high. I do not recommend them.