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	<title>How You Refinance Matters &#187; mortgage points</title>
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	<description>Expert Mortgage Refinancing Advice You Can Trust</description>
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		<title>Mortgage Loan Origination Fees</title>
		<link>http://www.refiadvisor.com/pblog/points/mortgage-loan-origination-fees/</link>
		<comments>http://www.refiadvisor.com/pblog/points/mortgage-loan-origination-fees/#comments</comments>
		<pubDate>Thu, 02 Apr 2009 17:43:15 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Points]]></category>
		<category><![CDATA[home mortgage refinancing]]></category>
		<category><![CDATA[mortgage broker tricks]]></category>
		<category><![CDATA[mortgage points]]></category>
		<category><![CDATA[Mortgage Refinancing Terminology]]></category>
		<category><![CDATA[refinancing basics]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1704</guid>
		<description><![CDATA[Mortgage loan origination fees could cost you thousands of dollars unnecessarily; here’s how you can avoid a costly mistake with your home loan.<p><p><a href="http://www.refiadvisor.com/pblog/points/mortgage-loan-origination-fees/">Mortgage Loan Origination Fees</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/should-you-pay-loan-origination-fees-on-your-mortgage-refi/' rel='bookmark' title='Should You Pay Loan Origination Fees On Your Mortgage Refi?'>Should You Pay Loan Origination Fees On Your Mortgage Refi?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/computerized-loan-origination-fees/' rel='bookmark' title='Computerized Loan Origination Fees'>Computerized Loan Origination Fees</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/california-mortgage-refinance-beware-computerized-loan-origination-fees/' rel='bookmark' title='California Mortgage Refinance – Beware Computerized Loan Origination Fees'>California Mortgage Refinance – Beware Computerized Loan Origination Fees</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-broker/mortgage-junk-fee/' rel='bookmark' title='Mortgage Loan Processing Fees: Junk or Not?'>Mortgage Loan Processing Fees: Junk or Not?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/refinancing-advice/loan-origination-fee-or-yield-spread-premium/' rel='bookmark' title='Loan Origination Fee or Yield Spread Premium?'>Loan Origination Fee or Yield Spread Premium?</a></li>
</ol>]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Origination Fee and Points</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-tutorial/origination-fee-and-points/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-tutorial/origination-fee-and-points/#comments</comments>
		<pubDate>Sat, 21 Feb 2009 21:38:40 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[home financing]]></category>
		<category><![CDATA[home mortgage refinancing]]></category>
		<category><![CDATA[home refinance]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage points]]></category>
		<category><![CDATA[Mortgages for Dummies]]></category>
		<category><![CDATA[origination fee]]></category>
		<category><![CDATA[refinance loan]]></category>
		<category><![CDATA[refinancing home]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1545</guid>
		<description><![CDATA[Here are several tips to help you avoid excessive points and fees when refinancing AND save you thousands of dollars in the process.<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-tutorial/origination-fee-and-points/">Origination Fee and Points</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-points/' rel='bookmark' title='Mortgage Points'>Mortgage Points</a></li>
<li><a href='http://www.refiadvisor.com/pblog/interest-rates/paying-points-for-a-lower-mortgage-interest-rate/' rel='bookmark' title='Paying Points for a Lower Mortgage Interest Rate'>Paying Points for a Lower Mortgage Interest Rate</a></li>
<li><a href='http://www.refiadvisor.com/pblog/points/mortgage-points-what-you-need-to-know/' rel='bookmark' title='Mortgage Points – What You Need to Know'>Mortgage Points – What You Need to Know</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/point-mortgage-help-should-you-pay-discount-points/' rel='bookmark' title='Point Mortgage Help: Should You Pay Discount Points?'>Point Mortgage Help: Should You Pay Discount Points?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/points/mortgage-loan-origination-fees/' rel='bookmark' title='Mortgage Loan Origination Fees'>Mortgage Loan Origination Fees</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Refinancing for Dummies</title>
		<link>http://www.refiadvisor.com/pblog/tutorial/mortgage-refinancing-for-dummies/</link>
		<comments>http://www.refiadvisor.com/pblog/tutorial/mortgage-refinancing-for-dummies/#comments</comments>
		<pubDate>Tue, 02 Dec 2008 22:48:10 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Tutorial]]></category>
		<category><![CDATA[mortgage points]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[mortgage types]]></category>
		<category><![CDATA[Mortgages for Dummies]]></category>
		<category><![CDATA[refinance fees]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1291</guid>
		<description><![CDATA[Refinancing your home loan allows you to take advantage of low mortgage rates as well as change the terms of your existing mortgage loan. Before you decide to refinance your existing mortgage it is important to determine how long it will take you to recoup the expenses of refinancing your home loan. Here are several [...]<p><p><a href="http://www.refiadvisor.com/pblog/tutorial/mortgage-refinancing-for-dummies/">Mortgage Refinancing for Dummies</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage/mortgage-lenders-for-dummies/' rel='bookmark' title='Mortgage Lenders for Dummies'>Mortgage Lenders for Dummies</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Locking a Rate When Refinancing Your Mortgage</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-rate/locking-a-rate-when-refinancing-your-mortgage/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-rate/locking-a-rate-when-refinancing-your-mortgage/#comments</comments>
		<pubDate>Tue, 12 Feb 2008 18:04:49 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Rate]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage points]]></category>
		<category><![CDATA[Mortgage Rate Lock]]></category>
		<category><![CDATA[mortgage rates for dummies]]></category>
		<category><![CDATA[Mortgage Yield Spread]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-rate/locking-a-rate-when-refinancing-your-mortgage/</guid>
		<description><![CDATA[Locking in your mortgage rate can be a source of confusion and frustration for many homeowners. When and how do you lock in your mortgage rate? How do you know that your mortgage broker really locked in your rate? Mortgage rates change on a daily even hourly basis; if you miss the opportunity to lock [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-rate/locking-a-rate-when-refinancing-your-mortgage/">Locking a Rate When Refinancing Your Mortgage</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Mortgage Points – What You Need to Know</title>
		<link>http://www.refiadvisor.com/pblog/points/mortgage-points-what-you-need-to-know/</link>
		<comments>http://www.refiadvisor.com/pblog/points/mortgage-points-what-you-need-to-know/#comments</comments>
		<pubDate>Thu, 29 Nov 2007 00:24:36 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Points]]></category>
		<category><![CDATA[discount points]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage points]]></category>
		<category><![CDATA[origination points]]></category>
		<category><![CDATA[point mortgage help]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[when to refinance]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/points/mortgage-points-what-you-need-to-know/</guid>
		<description><![CDATA[If you are in the process of purchasing your home or refinancing your existing mortgage you will most likely encounter the term “points.” What are points and is it ever in your best interest to fork over additional cash at closing? Here are the basics you need to understand about mortgage points and whether or [...]<p><p><a href="http://www.refiadvisor.com/pblog/points/mortgage-points-what-you-need-to-know/">Mortgage Points – What You Need to Know</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Points</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-points/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-points/#comments</comments>
		<pubDate>Wed, 29 Aug 2007 23:11:20 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[discount points]]></category>
		<category><![CDATA[home mortgage points]]></category>
		<category><![CDATA[mortgage points]]></category>
		<category><![CDATA[origination fee]]></category>
		<category><![CDATA[point mortgage help]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-points/</guid>
		<description><![CDATA[Points on a mortgage loan can be one of the most confusing aspects of financing your home. The process of taking out a mortgage is intimidating enough…throw in unfamiliar jargon and fees and you’ve got a recipe for financial nightmares. Points on a mortgage loan come in two flavors and depending on the lender and [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-points/">Mortgage Points</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Mortgage Refinancing – How to Lower Your Interest Rate</title>
		<link>http://www.refiadvisor.com/pblog/mortgage/mortgage-refinancing-how-to-lower-your-interest-rate/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage/mortgage-refinancing-how-to-lower-your-interest-rate/#comments</comments>
		<pubDate>Fri, 29 Dec 2006 01:27:29 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage points]]></category>
		<category><![CDATA[Mortgage Rate]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/2006/12/28/mortgage-refinancing-%e2%80%93-how-to-lower-your-interest-rate/</guid>
		<description><![CDATA[If you are considering mortgage refinancing, there are several steps you can take to qualify for a better mortgage rate. Many people will tell you comparison shopping is the most important aspect of qualifying for a great rate; however, comparison shopping is only one aspect of the equation. Here are several tips to help you [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage/mortgage-refinancing-how-to-lower-your-interest-rate/">Mortgage Refinancing – How to Lower Your Interest Rate</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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