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	<title>How You Refinance Matters &#187; mortgage junk fees</title>
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	<description>Expert Mortgage Refinancing Advice You Can Trust</description>
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		<title>Mortgage Refinancing When Interest Rates Are Rising</title>
		<link>http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-when-interest-rates-are-rising/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-when-interest-rates-are-rising/#comments</comments>
		<pubDate>Fri, 11 Feb 2011 02:52:32 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best mortgage refinancing]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[mortgage junk fees]]></category>
		<category><![CDATA[mortgage refinance rates]]></category>
		<category><![CDATA[rising mortgage rate]]></category>
		<category><![CDATA[wholesale mortgage rates]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4318</guid>
		<description><![CDATA[Considering mortgage refinancing but worried rising interest rates mean you've missed the opportunity?<p><p><a href="http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-when-interest-rates-are-rising/">Mortgage Refinancing When Interest Rates Are Rising</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/analysts-predict-rising-mortgage-refinancing-rates/' rel='bookmark' title='Analysts Predict Rising Mortgage Refinancing Rates'>Analysts Predict Rising Mortgage Refinancing Rates</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-with-wholesale-rates-will-save-you-thousands/' rel='bookmark' title='Mortgage Refinancing With Wholesale Rates Will Save You Thousands'>Mortgage Refinancing With Wholesale Rates Will Save You Thousands</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-tips-you-need-now/' rel='bookmark' title='Mortgage Refinancing Tips You Need Now'>Mortgage Refinancing Tips You Need Now</a></li>
<li><a href='http://www.refiadvisor.com/pblog/interest-rates/rising-rates-and-financial-hot-water/' rel='bookmark' title='Rising Rates and Financial Hot Water'>Rising Rates and Financial Hot Water</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/refinance-mortgage-rates-rising-soon/' rel='bookmark' title='Refinance Mortgage Rates Rising Soon'>Refinance Mortgage Rates Rising Soon</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>3 Easy Tips for Finding the Best Refinance Companies</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-refinancing/3-easy-tips-for-finding-the-best-refinance-companies/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-refinancing/3-easy-tips-for-finding-the-best-refinance-companies/#comments</comments>
		<pubDate>Sat, 29 Jan 2011 17:17:58 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[best refinance companies]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[mortgage junk fees]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4280</guid>
		<description><![CDATA[Refinancing with the best refinance companies can save you thousands from hidden markup and junk fees; here's 3 easy tips to help you find one.<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-refinancing/3-easy-tips-for-finding-the-best-refinance-companies/">3 Easy Tips for Finding the Best Refinance Companies</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-advice/best-refinance-companies/' rel='bookmark' title='Best Refinance Companies'>Best Refinance Companies</a></li>
<li><a href='http://www.refiadvisor.com/pblog/tips-before-refi/finding-the-best-mortgage-companies-for-your-next-home-loan/' rel='bookmark' title='Finding The Best Mortgage Companies For Your Next Home Loan'>Finding The Best Mortgage Companies For Your Next Home Loan</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/finding-mortgage-refinance-rates-without-paying-junk-fees/' rel='bookmark' title='Finding Mortgage Refinance Rates Without Paying Junk Fees'>Finding Mortgage Refinance Rates Without Paying Junk Fees</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/choosing-the-best-refinance-companies-when-mortgage-refinancing/' rel='bookmark' title='Choosing The Best Refinance Companies When Mortgage Refinancing'>Choosing The Best Refinance Companies When Mortgage Refinancing</a></li>
<li><a href='http://www.refiadvisor.com/pblog/tips-before-refi/who-are-the-best-refinance-companies-for-your-next-home-loan/' rel='bookmark' title='Who Are The Best Refinance Companies For Your Next Mortgage?'>Who Are The Best Refinance Companies For Your Next Mortgage?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Mortgage Refinancing Your New Years Resolution?</title>
		<link>http://www.refiadvisor.com/pblog/refi-advice/is-mortgage-refinancing-your-new-years-resolution/</link>
		<comments>http://www.refiadvisor.com/pblog/refi-advice/is-mortgage-refinancing-your-new-years-resolution/#comments</comments>
		<pubDate>Sun, 26 Dec 2010 18:43:49 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Refi Advice]]></category>
		<category><![CDATA[home mortgage loans]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[Lower Mortgage Rates]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[mortgage junk fees]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[predatory lending]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4211</guid>
		<description><![CDATA[If mortgage refinancing on your list of New Year’s Resolutions, here are several things you need to know to avoid hidden markup and junk fees.<p><p><a href="http://www.refiadvisor.com/pblog/refi-advice/is-mortgage-refinancing-your-new-years-resolution/">Is Mortgage Refinancing Your New Years Resolution?</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/refi-advice/best-refinance-rates-without-paying-junk-fees/' rel='bookmark' title='How To Get The Best Refinance Rates Without Overpaying One Penny'>How To Get The Best Refinance Rates Without Overpaying One Penny</a></li>
<li><a href='http://www.refiadvisor.com/pblog/refi-advice/best-home-mortgage-refinancing-company/' rel='bookmark' title='Best Home Mortgage Refinancing Company'>Best Home Mortgage Refinancing Company</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/new-years-resolution-refinance-and-save/' rel='bookmark' title='New Year Resolution:  Refinance and Save'>New Year Resolution:  Refinance and Save</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/choosing-the-best-refinance-companies-when-mortgage-refinancing/' rel='bookmark' title='Choosing The Best Refinance Companies When Mortgage Refinancing'>Choosing The Best Refinance Companies When Mortgage Refinancing</a></li>
<li><a href='http://www.refiadvisor.com/pblog/refi-advice/daily-mortgage-rates-2/' rel='bookmark' title='Daily Mortgage Rates'>Daily Mortgage Rates</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Short Refinance for Underwater Mortgage Loans</title>
		<link>http://www.refiadvisor.com/pblog/announcements/fha-short-refinance-for-underwater-mortgage-loans/</link>
		<comments>http://www.refiadvisor.com/pblog/announcements/fha-short-refinance-for-underwater-mortgage-loans/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 16:13:39 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Announcements]]></category>
		<category><![CDATA[FHA Short Refinance]]></category>
		<category><![CDATA[mortgage junk fees]]></category>
		<category><![CDATA[Mortgage Underwater]]></category>
		<category><![CDATA[Underwater Mortgage Loan]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3325</guid>
		<description><![CDATA[Is the FHA Short Refinance the answer you’ve been waiting for with your underwater mortgage loan or could junk fees and markup turn this sweet deal sour?<p><p><a href="http://www.refiadvisor.com/pblog/announcements/fha-short-refinance-for-underwater-mortgage-loans/">FHA Short Refinance for Underwater Mortgage Loans</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/underwater-mortgage-heres-how-to-ditch-your-pmi/' rel='bookmark' title='Underwater Mortgage? Here&#8217;s How to Ditch Your PMI'>Underwater Mortgage? Here&#8217;s How to Ditch Your PMI</a></li>
<li><a href='http://www.refiadvisor.com/pblog/announcements/what-harp-changes-mean-for-underwater-mortgage-refinancing/' rel='bookmark' title='What HARP Changes Mean For Underwater Mortgage Refinancing'>What HARP Changes Mean For Underwater Mortgage Refinancing</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/harp-2-0-new-opportunities-for-underwater-mortgage-refinancing/' rel='bookmark' title='Harp 2.0: New Opportunities for Underwater Mortgage Refinancing'>Harp 2.0: New Opportunities for Underwater Mortgage Refinancing</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-help/can-i-refinance-my-mortgage-if-my-home-is-underwater-or-upside-down/' rel='bookmark' title='Can I Refinance My Mortgage If My Home Is Underwater or Upside Down?'>Can I Refinance My Mortgage If My Home Is Underwater or Upside Down?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/underwater-in-your-fha-mortgage-loan-you-can-still-refinance/' rel='bookmark' title='Underwater In Your FHA Mortgage Loan? You Can Still Refinance'>Underwater In Your FHA Mortgage Loan? You Can Still Refinance</a></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>SunTrust Mortgage Review</title>
		<link>http://www.refiadvisor.com/pblog/review/suntrust-mortgage-review/</link>
		<comments>http://www.refiadvisor.com/pblog/review/suntrust-mortgage-review/#comments</comments>
		<pubDate>Sat, 26 Dec 2009 23:06:35 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Review]]></category>
		<category><![CDATA[Bank Mortgage Loans]]></category>
		<category><![CDATA[bank mortgage rates]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage junk fees]]></category>
		<category><![CDATA[Service-Release-Premium]]></category>
		<category><![CDATA[SunTrust Mortgage]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=2975</guid>
		<description><![CDATA[Should you trust SunTrust Mortgage with your next home loan?<p><p><a href="http://www.refiadvisor.com/pblog/review/suntrust-mortgage-review/">SunTrust Mortgage Review</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/review/bank-of-america-mortgage-review/' rel='bookmark' title='Bank of America Mortgage Review Formerly Countrywide'>Bank of America Mortgage Review Formerly Countrywide</a></li>
</ol>]]></description>
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		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Lending Tree Review</title>
		<link>http://www.refiadvisor.com/pblog/review/lending-tree-review/</link>
		<comments>http://www.refiadvisor.com/pblog/review/lending-tree-review/#comments</comments>
		<pubDate>Mon, 14 Dec 2009 01:58:26 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Review]]></category>
		<category><![CDATA[Computerized Loan Origination Fee]]></category>
		<category><![CDATA[LendingTree]]></category>
		<category><![CDATA[mortgage broker fee]]></category>
		<category><![CDATA[mortgage junk fees]]></category>
		<category><![CDATA[mortgage LendingTree]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=2961</guid>
		<description><![CDATA[If you're thinking about refinancing with LendingTree there are several things you should know to avoid an expensive mistake.<p><p><a href="http://www.refiadvisor.com/pblog/review/lending-tree-review/">Lending Tree Review</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How to Refinance Your Home Loan Without Paying Too Much</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-broker/how-to-refinance-your-home-loan-without-paying-too-much/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-broker/how-to-refinance-your-home-loan-without-paying-too-much/#comments</comments>
		<pubDate>Fri, 21 Nov 2008 03:05:49 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage junk fees]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1254</guid>
		<description><![CDATA[Remember those old commercials “I’m not going to pay a lot for this muffler!” This is the attitude people should adopt with their mortgage companies when it comes to refinancing a home loan. Unfortunately saying it and actually doing this are two entirely different things…unless you learn how mortgage companies make their money. Here are [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-broker/how-to-refinance-your-home-loan-without-paying-too-much/">How to Refinance Your Home Loan Without Paying Too Much</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Closing Costs</title>
		<link>http://www.refiadvisor.com/pblog/refinancing-advice/mortgage-closing-costs/</link>
		<comments>http://www.refiadvisor.com/pblog/refinancing-advice/mortgage-closing-costs/#comments</comments>
		<pubDate>Tue, 11 Nov 2008 17:53:17 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Refinancing Advice]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[ditech]]></category>
		<category><![CDATA[mortgage closing costs]]></category>
		<category><![CDATA[mortgage junk fees]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1216</guid>
		<description><![CDATA[Your mortgage closing costs are the fees you pay up front when taking out or refinancing a mortgage loan. These costs include origination fees, title fees, discount points, appraisals, underwriting and processing fees. Basically any fee paid to the originator or a third party company involved with the closing your loan is considered a closing [...]<p><p><a href="http://www.refiadvisor.com/pblog/refinancing-advice/mortgage-closing-costs/">Mortgage Closing Costs</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage/mortgage-refinancing-and-closing-costs/' rel='bookmark' title='Mortgage Refinancing and Closing Costs'>Mortgage Refinancing and Closing Costs</a></li>
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Mortgage Refinancing Lender Fees</title>
		<link>http://www.refiadvisor.com/pblog/mortgage/mortgage-refinancing-lender-fees/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage/mortgage-refinancing-lender-fees/#comments</comments>
		<pubDate>Wed, 26 Apr 2006 00:40:39 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage broker fee]]></category>
		<category><![CDATA[mortgage junk fees]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[origination fees]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/2006/04/25/mortgage-refinancing-lender-fees/</guid>
		<description><![CDATA[Refinancing your mortgage can improve your financial situation by reducing your monthly payment amount.  You may also find a mortgage with more favorable terms than the one you initially financed your home with.  If your credit has improved since you purchased your home you should seriously consider refinancing your current mortgage. When deciding if refinancing [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage/mortgage-refinancing-lender-fees/">Mortgage Refinancing Lender Fees</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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