How You Refinance Matters » mortgage junk fee

Typical Loan Origination Fee

Robert Regehr — Wed, 08 Jul 2009 20:48:35 +0000

If you’re refinancing here is what a Typical Loan Origination Fee should be so you won’t overpay.

Typical Loan Origination Fee is a post from Robert Regehr's Mortgage Refinancing Blog.

How to Avoid Junk Fees When Refinancing

Robert Regehr — Sat, 02 May 2009 19:43:40 +0000

Avoiding mortgage junk fees sounds like a difficult task when refinancing but is easier than you think… here’s what you need to know.

How to Avoid Junk Fees When Refinancing is a post from Robert Regehr's Mortgage Refinancing Blog.

Mortgage Junk Fees Defined

Robert Regehr — Fri, 15 Aug 2008 20:56:04 +0000

Junk fees will not be a percentage of your loan amount but will show up as itemized charges ranging from $50 to $1,000 on your Good Faith Estimate and HUD-1 statement. These fees are mostly invented by your mortgage broker and vary from one shady broker to the next. Here are several tips to help [...]

Mortgage Junk Fees Defined is a post from Robert Regehr's Mortgage Refinancing Blog.

YSP Mortgage Broker Payment

Robert Regehr — Mon, 03 Mar 2008 23:51:28 +0000

Many homeowners don’t know how their mortgage broker is paid for the work they do arranging their home loans. Your Broker is compensated for their work from two sources; understanding how this compensation works will help you avoid paying too much for your next mortgage loan. Here are several tips to help you understand how [...]

YSP Mortgage Broker Payment is a post from Robert Regehr's Mortgage Refinancing Blog.

Mortgage Rate and APR

Robert Regehr — Tue, 04 Dec 2007 22:39:59 +0000

Mortgage loans can be confusing and intimidating for many homeowners. Terminology like APR is not only confusing, but in the case of Annual Percentage Rate is misleading. Here are the basics you need to know about Annual Percentage Rate (APR) and your mortgage rate when comparison shopping loan offers. Annual Percentage Rate (APR) What is [...]

Mortgage Rate and APR is a post from Robert Regehr's Mortgage Refinancing Blog.

Loan Processing Fees

Robert Regehr — Fri, 28 Sep 2007 17:46:15 +0000

If you are in the process of taking out a new mortgage to purchase your home or refinance your existing mortgage, the fees you pay can make the difference between getting a great mortgage loan and paying too much. The fees on your Good Faith Estimate are often cryptic and many brokers leave the most [...]

Loan Processing Fees is a post from Robert Regehr's Mortgage Refinancing Blog.

Mortgage Loan Processing Fees: Junk or Not?

Robert Regehr — Thu, 13 Sep 2007 18:22:25 +0000

Mortgage loan processing is a confusing aspect of refinancing for many homeowners. Many mortgage brokers charge a fee as high as $500 or more; however, isn’t this just a junk fee? Many mortgages brokers justify their fee by saying they use a “professional loan processor” to process their files. First of all, what the heck [...]

Mortgage Loan Processing Fees: Junk or Not? is a post from Robert Regehr's Mortgage Refinancing Blog.