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Mortgage Refinancing Articles

Mortgage Interest Rate

How to Choose The Right Mortgage Rate When Refinancing

July 19, 2007

If you are in the market to refinance your mortgage the type of interest rate you should choose depends on your situation. If you can afford a higher monthly payment and plan on keeping your home for at least seven years or if you have little tolerance for financial risk, consider a fixed interest rate [...]

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Mortgage Rate Locks Can Be Broken

July 16, 2007

Mortgage rate locks are supposed to protect you from rising interest rates while your loan originator prepares the documents necessary to close on your loan. What happens when your mortgage rate lock breaks? Broken locks occur when you aren’t able to close before your designated lock period expires. Ones your lock breaks the wholesale lender [...]

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Mortgage Refinancing – The 2 Percent Interest Rate Rule

March 8, 2007

If you’re considering refinancing your home mortgage loan, you may have heard of the “2 percent rule of thumb.” This rule states that you should never refinance your mortgage unless the new mortgage rate is 2 percent lower than the mortgage rate you’re currently paying. The 2 percent rule is complete rubbish. The best way [...]

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How Do Adjustable Rate Mortgages Work

February 20, 2007

Understanding how Adjustable Rate Mortgages work before you borrow will help you avoid a disastrous mistake with your home loan. When evaluating Adjustable Rate Mortgages there are four factors you need to consider. Here are the basics of Adjustable Rate Mortgages you need to understand prior to applying. There are four parts to every Adjustable [...]

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