How You Refinance Matters » Mortgage Interest Rate

Today’s Fixed Mortgage Rate

Robert Regehr — Mon, 24 Aug 2009 21:52:05 +0000

If you're looking for today's fixed mortgage rate online there are several things you'll want to know to avoid overpaying.

Today’s Fixed Mortgage Rate is a post from Robert Regehr's Mortgage Refinancing Blog.

The Ugly Truth About Bank Mortgage Rates

Robert Regehr — Sun, 16 Aug 2009 03:31:33 +0000

Are you refinancing with a bank mortgage loan? Here’s the ugly truth you need about bank mortgage rates to avoid paying too much.

The Ugly Truth About Bank Mortgage Rates is a post from Robert Regehr's Mortgage Refinancing Blog.

Cash Out Mortgage Refinancing

Robert Regehr — Sat, 28 Mar 2009 23:24:03 +0000

If you're considering cash out mortgage refinancing here's how you avoid overpaying thousands of dollars in junk fees and markup.

Cash Out Mortgage Refinancing is a post from Robert Regehr's Mortgage Refinancing Blog.

Getting the Lowest Mortgage Rate Possible

Robert Regehr — Sat, 17 May 2008 17:01:13 +0000

When it comes to getting your home loan, nearly everyone wants to get the lowest mortgage rate possible. The question is how to do this…the answer doesn’t have to be as confusing as it might seem. The first step to getting the best mortgage rates possible is for you to understand how mortgage rates are [...]

Getting the Lowest Mortgage Rate Possible is a post from Robert Regehr's Mortgage Refinancing Blog.

The Fed Rate Cut And Refinancing Your Mortgage

Robert Regehr — Wed, 30 Jan 2008 23:00:52 +0000

The Federal Reserve Cut Interest Rates Again Today For The Second Time In Eight Days…Should You Refinance Your Mortgage Now? With all the talk of interest rate cuts refinancing has become a hot topic for many homeowners. Here are the answers to several common questions regarding the current rate cuts and deciding if taking out [...]

The Fed Rate Cut And Refinancing Your Mortgage is a post from Robert Regehr's Mortgage Refinancing Blog.

Refinancing Your Mortgage Loan During a Recession

Robert Regehr — Tue, 22 Jan 2008 23:34:22 +0000

Every time you turn on the television these days it seems like the news is bad. Today the story was “World Markets Plummet” like a newspaper headline from a comic book. While today’s news may be filled with stories of higher unemployment and a faltering economy, there is good news for homeowners who are looking [...]

Refinancing Your Mortgage Loan During a Recession is a post from Robert Regehr's Mortgage Refinancing Blog.

Mortgage Refinancing During a Recession

Mortgage Rate and APR

Robert Regehr — Tue, 04 Dec 2007 22:39:59 +0000

Mortgage loans can be confusing and intimidating for many homeowners. Terminology like APR is not only confusing, but in the case of Annual Percentage Rate is misleading. Here are the basics you need to know about Annual Percentage Rate (APR) and your mortgage rate when comparison shopping loan offers. Annual Percentage Rate (APR) What is [...]

Mortgage Rate and APR is a post from Robert Regehr's Mortgage Refinancing Blog.

Fixed Rate Mortgage Refinancing – Your Financial Peace of Mind

Robert Regehr — Wed, 31 Oct 2007 11:32:34 +0000

If you are in the market to refinance your existing home mortgage you might be considering the pros and cons of a fixed rate mortgage over their adjustable rate counterparts. Fixed rate mortgage loans can give you financial peace of mind knowing that your payment will not change over time; however, this peace of mind [...]

Fixed Rate Mortgage Refinancing – Your Financial Peace of Mind is a post from Robert Regehr's Mortgage Refinancing Blog.

How to Avoid Adjustable Rate Mortgage Payment Shock

Robert Regehr — Sat, 22 Sep 2007 00:01:39 +0000

If you’re concerned about your mortgage payment amount when the lender resets your Adjustable Rate Mortgage, there are several ways to protect yourself from payment shock. What is payment shock? Imagine waking up one day to a statement from your mortgage lender showing that your payment amount has gone up $650 and you can no [...]

How to Avoid Adjustable Rate Mortgage Payment Shock is a post from Robert Regehr's Mortgage Refinancing Blog.

Is Interest-Only Mortgage Refinancing Right For You?

Robert Regehr — Wed, 15 Aug 2007 18:19:15 +0000

If you are considering refinancing your mortgage with an interest-only Adjustable Rate Mortgage, there are several things you need to know in order to make an informed decision before signing on the dotted line. Adjustable Rate Mortgages come with the risk of payment shock when your lender adjusts the interest rate. Payment shock means waking [...]

Is Interest-Only Mortgage Refinancing Right For You? is a post from Robert Regehr's Mortgage Refinancing Blog.

How to Choose The Right Mortgage Rate When Refinancing

Robert Regehr — Thu, 19 Jul 2007 19:37:46 +0000

If you are in the market to refinance your mortgage the type of interest rate you should choose depends on your situation. If you can afford a higher monthly payment and plan on keeping your home for at least seven years or if you have little tolerance for financial risk, consider a fixed interest rate [...]

How to Choose The Right Mortgage Rate When Refinancing is a post from Robert Regehr's Mortgage Refinancing Blog.

Mortgage Rate Locks Can Be Broken

Robert Regehr — Mon, 16 Jul 2007 18:06:05 +0000

Mortgage rate locks are supposed to protect you from rising interest rates while your loan originator prepares the documents necessary to close on your loan. What happens when your mortgage rate lock breaks? Broken locks occur when you aren’t able to close before your designated lock period expires. Ones your lock breaks the wholesale lender [...]

Mortgage Rate Locks Can Be Broken is a post from Robert Regehr's Mortgage Refinancing Blog.

Mortgage Refinancing – The 2 Percent Interest Rate Rule

Robert Regehr — Fri, 09 Mar 2007 01:22:41 +0000

If you’re considering refinancing your home mortgage loan, you may have heard of the “2 percent rule of thumb.” This rule states that you should never refinance your mortgage unless the new mortgage rate is 2 percent lower than the mortgage rate you’re currently paying. The 2 percent rule is complete rubbish. The best way [...]

Mortgage Refinancing – The 2 Percent Interest Rate Rule is a post from Robert Regehr's Mortgage Refinancing Blog.

How Do Adjustable Rate Mortgages Work

Robert Regehr — Wed, 21 Feb 2007 00:49:59 +0000

Understanding how Adjustable Rate Mortgages work before you borrow will help you avoid a disastrous mistake with your home loan. When evaluating Adjustable Rate Mortgages there are four factors you need to consider. Here are the basics of Adjustable Rate Mortgages you need to understand prior to applying. There are four parts to every Adjustable [...]

How Do Adjustable Rate Mortgages Work is a post from Robert Regehr's Mortgage Refinancing Blog.