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	<title>How You Refinance Matters &#187; Mortgage Help</title>
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	<link>http://www.refiadvisor.com/pblog</link>
	<description>Expert Mortgage Refinancing Advice You Can Trust</description>
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		<title>Wholesale Mortgage Loans</title>
		<link>http://www.refiadvisor.com/pblog/glossary/wholesale-mortgage-loans/</link>
		<comments>http://www.refiadvisor.com/pblog/glossary/wholesale-mortgage-loans/#comments</comments>
		<pubDate>Sun, 08 Nov 2009 21:11:11 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Glossary]]></category>
		<category><![CDATA[home mortgage refinancing]]></category>
		<category><![CDATA[mortgage broker tricks]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=2870</guid>
		<description><![CDATA[Wholesale Mortgage Loans can save you thousands of dollars every year. Here's how to get one.<p><p><a href="http://www.refiadvisor.com/pblog/glossary/wholesale-mortgage-loans/">Wholesale Mortgage Loans</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/glossary/wholesale-mortgage-lenders-2/' rel='bookmark' title='Wholesale Mortgage Lenders'>Wholesale Mortgage Lenders</a></li>
<li><a href='http://www.refiadvisor.com/pblog/interest-rates/how-to-get-a-wholesale-mortgage-rate/' rel='bookmark' title='How to Get a Wholesale Mortgage Rate'>How to Get a Wholesale Mortgage Rate</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-refinancing-wholesale-rate/' rel='bookmark' title='How to Refinance With a Wholesale Mortgage Lender'>How to Refinance With a Wholesale Mortgage Lender</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-with-wholesale-rates-will-save-you-thousands/' rel='bookmark' title='Mortgage Refinancing With Wholesale Rates Will Save You Thousands'>Mortgage Refinancing With Wholesale Rates Will Save You Thousands</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-advice/how-to-get-a-wholesale-mortgage-lender/' rel='bookmark' title='How to Get a Wholesale Mortgage Lender'>How to Get a Wholesale Mortgage Lender</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should I Refinance</title>
		<link>http://www.refiadvisor.com/pblog/mortgage/should-i-refinance/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage/should-i-refinance/#comments</comments>
		<pubDate>Wed, 27 May 2009 00:28:02 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[How to Refinance]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Refinance Your Home]]></category>
		<category><![CDATA[Should I Refinance]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1934</guid>
		<description><![CDATA[The answer to the question “Should I Refinance” might surprise you in an expensive way. Here’s why.<p><p><a href="http://www.refiadvisor.com/pblog/mortgage/should-i-refinance/">Should I Refinance</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage/refinance-fees-2/' rel='bookmark' title='Refinance Fees You Need to Avoid Today'>Refinance Fees You Need to Avoid Today</a></li>
<li><a href='http://www.refiadvisor.com/pblog/refi-advice/should-i-refinance-my-mortgage-6/' rel='bookmark' title='Should I Refinance My Mortgage?'>Should I Refinance My Mortgage?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Help for Homeowners</title>
		<link>http://www.refiadvisor.com/pblog/tutorial/mortgage-help-for-homeowners/</link>
		<comments>http://www.refiadvisor.com/pblog/tutorial/mortgage-help-for-homeowners/#comments</comments>
		<pubDate>Sat, 31 Jan 2009 20:22:26 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Tutorial]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[mortgage secrets]]></category>
		<category><![CDATA[Mortgages for Dummies]]></category>
		<category><![CDATA[Refinancing Advice]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1439</guid>
		<description><![CDATA[Are you considering mortgage refinancing this year? Worried about paying too much or taking out the wrong type of loan when refinancing? It’s true that mortgage refinancing can save you thousands of dollars by lowering your monthly payment amount; however, there are a number of pitfalls that result in paying too much for your new [...]<p><p><a href="http://www.refiadvisor.com/pblog/tutorial/mortgage-help-for-homeowners/">Mortgage Help for Homeowners</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/refi-advice/lowest-refinance-rates-on-record-signal-new-opportunities-for-savvy-homeowners/' rel='bookmark' title='Lowest Refinance Rates on Record Signal New Opportunities for Savvy Homeowners'>Lowest Refinance Rates on Record Signal New Opportunities for Savvy Homeowners</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Refinance Fees You Need to Avoid Today</title>
		<link>http://www.refiadvisor.com/pblog/mortgage/refinance-fees-2/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage/refinance-fees-2/#comments</comments>
		<pubDate>Sun, 25 Jan 2009 19:37:34 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[How to Refinance]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Refinance Information]]></category>
		<category><![CDATA[refinance fees]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=1425</guid>
		<description><![CDATA[If you are in the process of refinancing your home mortgage and don’t want to overpay refinance fees when taking out a new loan, there are many junk fees you’ll need to avoid to ensure that you’re getting a good deal. Most of the junk fees you’ll encounter when mortgage refinancing are from the person [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage/refinance-fees-2/">Refinance Fees You Need to Avoid Today</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/tutorial/refinance-fees-you-need-to-avoid/' rel='bookmark' title='Refinance Fees You Need to Avoid'>Refinance Fees You Need to Avoid</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/refinance-mortgage-loan-how-to-avoid-paying-high-lender-fees/' rel='bookmark' title='Refinance Mortgage Loan:  How to Avoid Paying High Lender Fees'>Refinance Mortgage Loan:  How to Avoid Paying High Lender Fees</a></li>
<li><a href='http://www.refiadvisor.com/pblog/tips-before-refi/how-to-refinance-your-mortgage-lower-your-payments-avoid-junk-fees/' rel='bookmark' title='How to Refinance Your Mortgage, Lower Your Payments &amp; Avoid Junk Fees'>How to Refinance Your Mortgage, Lower Your Payments &#038; Avoid Junk Fees</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/mortgage-refinancing-avoid-paying-unnecessary-lender-fees-2/' rel='bookmark' title='Mortgage Refinancing: Avoid Paying Unnecessary Lender Fees'>Mortgage Refinancing: Avoid Paying Unnecessary Lender Fees</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-help/avoid-junk-fees-refinancing/' rel='bookmark' title='How to Avoid Junk Fees When Refinancing'>How to Avoid Junk Fees When Refinancing</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Mortgage Refinancing Help</title>
		<link>http://www.refiadvisor.com/pblog/announcements/mortgage-refinancing-help/</link>
		<comments>http://www.refiadvisor.com/pblog/announcements/mortgage-refinancing-help/#comments</comments>
		<pubDate>Sun, 10 Aug 2008 22:41:38 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Announcements]]></category>
		<category><![CDATA[home mortgage refinancing]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[refinancing garbage fees]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=882</guid>
		<description><![CDATA[Today&#8217;s post is short and to the point&#8230; Here’s What I’ve Got Six online videos you’ll you watch on your PC with just under an hour’s worth of content. That’s less time than one episode of CSI out of your day… Here’s What It Will Do For You These videos will save you thousands of [...]<p><p><a href="http://www.refiadvisor.com/pblog/announcements/mortgage-refinancing-help/">Mortgage Refinancing Help</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

No related posts.]]></description>
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		</item>
		<item>
		<title>YSP Mortgage Broker Payment</title>
		<link>http://www.refiadvisor.com/pblog/refinancing-advice/ysp-mortgage-broker-payment/</link>
		<comments>http://www.refiadvisor.com/pblog/refinancing-advice/ysp-mortgage-broker-payment/#comments</comments>
		<pubDate>Mon, 03 Mar 2008 23:51:28 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Refinancing Advice]]></category>
		<category><![CDATA[home refinance]]></category>
		<category><![CDATA[mortgage broker tricks]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[mortgage junk fee]]></category>
		<category><![CDATA[Mortgage Yield Spread]]></category>
		<category><![CDATA[refinance loan]]></category>
		<category><![CDATA[refinancing home]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/refinancing-advice/ysp-mortgage-broker-payment/</guid>
		<description><![CDATA[Many homeowners don’t know how their mortgage broker is paid for the work they do arranging their home loans. Your Broker is compensated for their work from two sources; understanding how this compensation works will help you avoid paying too much for your next mortgage loan. Here are several tips to help you understand how [...]<p><p><a href="http://www.refiadvisor.com/pblog/refinancing-advice/ysp-mortgage-broker-payment/">YSP Mortgage Broker Payment</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage/mortgage-broker-refinancing-how-to-outwit-your-mortgage-broker/' rel='bookmark' title='Mortgage Broker Refinancing: How to Outwit Your Mortgage Broker'>Mortgage Broker Refinancing: How to Outwit Your Mortgage Broker</a></li>
<li><a href='http://www.refiadvisor.com/pblog/announcements/how-is-your-mortgage-broker-paid/' rel='bookmark' title='How is Your Mortgage Broker Paid?'>How is Your Mortgage Broker Paid?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-tutorial/how-to-get-the-lowest-mortgage-payment-when-refinancing-your-home/' rel='bookmark' title='How to Get the Lowest Mortgage Payment When Refinancing Your Home Loan'>How to Get the Lowest Mortgage Payment When Refinancing Your Home Loan</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>P.O.C Mortgage</title>
		<link>http://www.refiadvisor.com/pblog/mortgage/poc-mortgage/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage/poc-mortgage/#comments</comments>
		<pubDate>Thu, 10 Jan 2008 01:08:27 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Tutorial]]></category>
		<category><![CDATA[home financing]]></category>
		<category><![CDATA[home refinance]]></category>
		<category><![CDATA[mortgage broker tricks]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[Mortgage YSP]]></category>
		<category><![CDATA[POC Charges]]></category>
		<category><![CDATA[refinance loan]]></category>
		<category><![CDATA[refinancing home]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage/poc-mortgage/</guid>
		<description><![CDATA[If you are in the process of refinancing your mortgage you might encounter POC charges. POC stands for “Paid Outside of Closing” and is a fee paid to your mortgage broker. Why does your broker receive this money and should you be concerned about how it affects your mortgage rate? Here are several tips to [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage/poc-mortgage/">P.O.C Mortgage</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/refinancing-advice/ysp-mortgage-broker-payment/' rel='bookmark' title='YSP Mortgage Broker Payment'>YSP Mortgage Broker Payment</a></li>
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</ol>]]></description>
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		</item>
		<item>
		<title>FHA Secure Refinance</title>
		<link>http://www.refiadvisor.com/pblog/announcements/fha-secure-refinance/</link>
		<comments>http://www.refiadvisor.com/pblog/announcements/fha-secure-refinance/#comments</comments>
		<pubDate>Sun, 11 Nov 2007 20:29:09 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Announcements]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[FHA Secure Refinance]]></category>
		<category><![CDATA[FHA Streamline Refinancing]]></category>
		<category><![CDATA[FHASecure]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Mortgage Loan Tutorial]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/announcements/fha-secure-refinance/</guid>
		<description><![CDATA[The FHA Secure mortgage program helps homeowners who are falling behind on their Adjustable Rate Mortgages and could be risking foreclosure. This program is currently limited to homeowners that purchased their homes with Adjustable Rate Mortgages scheduled to reset; however, it could be expanded in the future to include homeowners with Fixed Rate Mortgage loans. [...]<p><p><a href="http://www.refiadvisor.com/pblog/announcements/fha-secure-refinance/">FHA Secure Refinance</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage/fha-secure-mortgage-refinancing/' rel='bookmark' title='FHA Secure Mortgage Refinancing'>FHA Secure Mortgage Refinancing</a></li>
</ol>]]></description>
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		<title>How to Refinance With a Wholesale Mortgage Lender</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-refinancing-wholesale-rate/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-refinancing-wholesale-rate/#comments</comments>
		<pubDate>Sat, 10 Nov 2007 19:13:53 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[mortgage broker tricks]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[mortgage rates for dummies]]></category>
		<category><![CDATA[Mortgage Refinancing Company]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-refinancing%e2%80%93wholesale-rate/</guid>
		<description><![CDATA[If you are in the process of refinancing your mortgage, a wholesale mortgage lender can save you thousands of dollars. Many homeowners refinance with their bank or local mortgage company and don’t realize they are really getting a retail mortgage rate. Even Internet lenders offer retail mortgage rates to their customers. Finding the right mortgage [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-refinancing-wholesale-rate/">How to Refinance With a Wholesale Mortgage Lender</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/california-home-loan/california-wholesale-lender/' rel='bookmark' title='California Wholesale Lender'>California Wholesale Lender</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/mortgage-refinancing-with-a-wholesale-lender/' rel='bookmark' title='Mortgage Refinancing With a Wholesale Lender'>Mortgage Refinancing With a Wholesale Lender</a></li>
<li><a href='http://www.refiadvisor.com/pblog/interest-rates/refinance-wholesale-mortgage-rate-2/' rel='bookmark' title='How to Refinance With a Wholesale Mortgage Rate'>How to Refinance With a Wholesale Mortgage Rate</a></li>
<li><a href='http://www.refiadvisor.com/pblog/glossary/wholesale-mortgage-loans/' rel='bookmark' title='Wholesale Mortgage Loans'>Wholesale Mortgage Loans</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>How to Refinance With a Wholesale Mortgage Rate</title>
		<link>http://www.refiadvisor.com/pblog/interest-rates/refinance-wholesale-mortgage-rate-2/</link>
		<comments>http://www.refiadvisor.com/pblog/interest-rates/refinance-wholesale-mortgage-rate-2/#comments</comments>
		<pubDate>Thu, 30 Aug 2007 20:55:13 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/interest-rates/refinance-wholesale-mortgage-rate-2/</guid>
		<description><![CDATA[Refinancing your mortgage loan can be a stressful time for any homeowner. No one wants to pay too much when taking out a new home loan; however, most homeowners don’t fully understand how loan originators and lenders make their money. Learning how your mortgage broker is compensated for their work will not only help you [...]<p><p><a href="http://www.refiadvisor.com/pblog/interest-rates/refinance-wholesale-mortgage-rate-2/">How to Refinance With a Wholesale Mortgage Rate</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		<title>When to Refinance Your Home Mortgage</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-tutorial/when-to-refinance-mortgage/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-tutorial/when-to-refinance-mortgage/#comments</comments>
		<pubDate>Mon, 27 Aug 2007 20:01:12 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Mortgage Refinancing Advice]]></category>
		<category><![CDATA[refinancing basics]]></category>
		<category><![CDATA[when to refinance]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-tutorial/when-to-refinance-mortgage/</guid>
		<description><![CDATA[Many homeowners wonder if timing is a factor when refinancing their mortgage loans. With all of the mortgage problems you hear about in the news is refinancing even a good idea? Here are several tips to help you decide if refinancing is right for your financial situation. Should You Refinance? The decision to take out [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-tutorial/when-to-refinance-mortgage/">When to Refinance Your Home Mortgage</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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		<title>Mortgage Help When Refinancing</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-help-when-refinancing/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-help-when-refinancing/#comments</comments>
		<pubDate>Mon, 09 Jul 2007 19:10:19 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/uncategorized/mortgage-help-when-refinancing/</guid>
		<description><![CDATA[If you are homeowner considering whether or not to refinance your mortgage but don’t know how to get started, there are a number of things you need to know to avoid paying too much. This article will steer you in the right direction when deciding if a new mortgage is right for your situation; however, [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-tutorial/mortgage-help-when-refinancing/">Mortgage Help When Refinancing</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/glossary/wholesale-mortgage-loans/' rel='bookmark' title='Wholesale Mortgage Loans'>Wholesale Mortgage Loans</a></li>
</ol>]]></description>
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