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February 18, 2009
Are you in the market to refinance your existing mortgage loan? Do you find terms like APR, Mortgage Rate, and Points confusing and misleading? You’re not alone…most homeowners never fully understand what the Annual Percentage Rate is or how points affect their mortgage rate and closing costs. Here are several tips to help demystify mortgage [...]
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February 6, 2009
Are you in the market to refinance your home mortgage and are searching for today’s mortgage rates? Before you do anything there are several things you need to know about the mortgage rate quotes you receive. Things are not as bad as you have been hearing in the news; however, it is very easy to [...]
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January 28, 2009
If you are considering refinancing your home mortgage loan you might be concerned about refi problems that can arise during the closing process. There are a number of junk fees and markup that can turn that new mortgage loan you’re applying for into an expensive mistake. Here are several tips to help you avoid Refi [...]
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December 26, 2008
Considering Internet Mortgage Lenders to refinance your existing home loan? The Internet is an excellent tool for comparing loan offers; however, there are a number of hidden fees that could quickly turn that sweet Internet mortgage rate quote into a financial nightmare. Here are several tips to help you find the right Internet Mortgage Lenders [...]
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December 7, 2008
If you are like most homeowners seeking mortgage refinance information online you’re already familiar with discount points and how they affect your mortgage rates. What you may not know is that the mortgage industry has a little known dirty secret called Yield Spread Premium. Simply put, Yield Spread Premium is the opposite of a discount [...]
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My name is Robert Regehr and I’m a personal finance blogger with a chip on my shoulder for banks and mortgage brokers that take advantage of my friends and neighbors.
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