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	<title>How You Refinance Matters &#187; Lower Mortgage Rates</title>
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	<description>Expert Mortgage Refinancing Advice You Can Trust</description>
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		<title>How to Refinance With Today&#8217;s Lowest Mortgage Rates</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-case-study/how-to-refinance-with-todays-lowest-mortgage-rates/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-case-study/how-to-refinance-with-todays-lowest-mortgage-rates/#comments</comments>
		<pubDate>Sat, 03 Dec 2011 18:08:32 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Case Studies]]></category>
		<category><![CDATA[amerisave]]></category>
		<category><![CDATA[How to Refinance]]></category>
		<category><![CDATA[Lower Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[refinance mortgage rates]]></category>
		<category><![CDATA[refinance rates]]></category>
		<category><![CDATA[wells fargo refinance]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=6494</guid>
		<description><![CDATA[Want to know how to refinance without paying unnecessary markup or junk fees? Get tips before you refi to help you avoid common mortgage mistakes.<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-case-study/how-to-refinance-with-todays-lowest-mortgage-rates/">How to Refinance With Today&#8217;s Lowest Mortgage Rates</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

No related posts.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Waiting for the Lowest Refinance Mortgage Rates Could Cost You Thousands</title>
		<link>http://www.refiadvisor.com/pblog/tips-before-refi/waiting-for-the-lowest-refinance-mortgage-rates-could-cost-you-thousands/</link>
		<comments>http://www.refiadvisor.com/pblog/tips-before-refi/waiting-for-the-lowest-refinance-mortgage-rates-could-cost-you-thousands/#comments</comments>
		<pubDate>Sat, 29 Oct 2011 18:10:29 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Tips Before You Refi]]></category>
		<category><![CDATA[3.875%]]></category>
		<category><![CDATA[closing cost]]></category>
		<category><![CDATA[Lower Mortgage Rates]]></category>
		<category><![CDATA[lowest refinance mortgage rates]]></category>
		<category><![CDATA[mortgage refinancing strategy]]></category>
		<category><![CDATA[refinance mortgage rates]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=6359</guid>
		<description><![CDATA[Are you timing the market hoping to get the lowest refinance mortgage rates? This mortgage refinancing strategy could be costing you thousands...<p><p><a href="http://www.refiadvisor.com/pblog/tips-before-refi/waiting-for-the-lowest-refinance-mortgage-rates-could-cost-you-thousands/">Waiting for the Lowest Refinance Mortgage Rates Could Cost You Thousands</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

No related posts.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Today&#8217;s Top Mortgage Lenders</title>
		<link>http://www.refiadvisor.com/pblog/tips-before-refi/top-mortgage-lenders/</link>
		<comments>http://www.refiadvisor.com/pblog/tips-before-refi/top-mortgage-lenders/#comments</comments>
		<pubDate>Tue, 20 Sep 2011 14:21:23 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Tips Before You Refi]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[Lower Mortgage Rates]]></category>
		<category><![CDATA[lowest mortgage refinance rate]]></category>
		<category><![CDATA[lowest refinance rates]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[top mortgage lenders]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=6086</guid>
		<description><![CDATA[Shopping for top mortgage lenders can get you the lowest refinance rates but wind up costing you thousands in unnecessary fees; here's a better way.<p><p><a href="http://www.refiadvisor.com/pblog/tips-before-refi/top-mortgage-lenders/">Today&#8217;s Top Mortgage Lenders</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

Related posts:<ol>
<li><a href='http://www.refiadvisor.com/pblog/tips-before-refi/who-are-the-top-mortgage-lenders-for-your-next-home-loan/' rel='bookmark' title='Who Are The Top Mortgage Lenders For Your Next Home Loan?'>Who Are The Top Mortgage Lenders For Your Next Home Loan?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/tips-before-refi/how-to-find-the-best-mortgage-lenders/' rel='bookmark' title='How to Find the Best Mortgage Lenders'>How to Find the Best Mortgage Lenders</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Origination Fee</title>
		<link>http://www.refiadvisor.com/pblog/refi-advice/mortgage-origination-fee/</link>
		<comments>http://www.refiadvisor.com/pblog/refi-advice/mortgage-origination-fee/#comments</comments>
		<pubDate>Sun, 02 Jan 2011 21:13:16 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Refi Advice]]></category>
		<category><![CDATA[closing costs home loans]]></category>
		<category><![CDATA[Lower Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[mortgage origination fee]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4217</guid>
		<description><![CDATA[Are mortgage origination fees junk fees that you can avoid or is this one fee you need to pay at closing to avoid overpaying thousands of dollars?<p><p><a href="http://www.refiadvisor.com/pblog/refi-advice/mortgage-origination-fee/">Mortgage Origination Fee</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/refinancing-advice/the-truth-about-your-mortgage-origination-fee/' rel='bookmark' title='The Truth About Your Mortgage Origination Fee'>The Truth About Your Mortgage Origination Fee</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/no-origination-fee-mortgage/' rel='bookmark' title='No Origination Fee Mortgage'>No Origination Fee Mortgage</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/what-is-an-origination-fee/' rel='bookmark' title='What is an Origination Fee?'>What is an Origination Fee?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/refi-advice/is-mortgage-refinancing-your-new-years-resolution/' rel='bookmark' title='Is Mortgage Refinancing Your New Years Resolution?'>Is Mortgage Refinancing Your New Years Resolution?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/should-you-pay-loan-origination-fees-on-your-mortgage-refi/' rel='bookmark' title='Should You Pay Loan Origination Fees On Your Mortgage Refi?'>Should You Pay Loan Origination Fees On Your Mortgage Refi?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Mortgage Refinancing Your New Years Resolution?</title>
		<link>http://www.refiadvisor.com/pblog/refi-advice/is-mortgage-refinancing-your-new-years-resolution/</link>
		<comments>http://www.refiadvisor.com/pblog/refi-advice/is-mortgage-refinancing-your-new-years-resolution/#comments</comments>
		<pubDate>Sun, 26 Dec 2010 18:43:49 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Refi Advice]]></category>
		<category><![CDATA[home mortgage loans]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[Lower Mortgage Rates]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>
		<category><![CDATA[mortgage junk fees]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[predatory lending]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=4211</guid>
		<description><![CDATA[If mortgage refinancing on your list of New Year’s Resolutions, here are several things you need to know to avoid hidden markup and junk fees.<p><p><a href="http://www.refiadvisor.com/pblog/refi-advice/is-mortgage-refinancing-your-new-years-resolution/">Is Mortgage Refinancing Your New Years Resolution?</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/refi-advice/best-refinance-rates-without-paying-junk-fees/' rel='bookmark' title='How To Get The Best Refinance Rates Without Overpaying One Penny'>How To Get The Best Refinance Rates Without Overpaying One Penny</a></li>
<li><a href='http://www.refiadvisor.com/pblog/refi-advice/best-home-mortgage-refinancing-company/' rel='bookmark' title='Best Home Mortgage Refinancing Company'>Best Home Mortgage Refinancing Company</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/new-years-resolution-refinance-and-save/' rel='bookmark' title='New Year Resolution:  Refinance and Save'>New Year Resolution:  Refinance and Save</a></li>
<li><a href='http://www.refiadvisor.com/pblog/how-to/choosing-the-best-refinance-companies-when-mortgage-refinancing/' rel='bookmark' title='Choosing The Best Refinance Companies When Mortgage Refinancing'>Choosing The Best Refinance Companies When Mortgage Refinancing</a></li>
<li><a href='http://www.refiadvisor.com/pblog/refi-advice/daily-mortgage-rates-2/' rel='bookmark' title='Daily Mortgage Rates'>Daily Mortgage Rates</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Expert Home Loan Refinance Advice</title>
		<link>http://www.refiadvisor.com/pblog/how-to/expert-home-loan-refinance-advice/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/expert-home-loan-refinance-advice/#comments</comments>
		<pubDate>Sun, 29 Aug 2010 20:56:40 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[best home loan refinance]]></category>
		<category><![CDATA[home loan refinance rates]]></category>
		<category><![CDATA[home loan refinancing]]></category>
		<category><![CDATA[loans refinancing]]></category>
		<category><![CDATA[Lower Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3367</guid>
		<description><![CDATA[Want wholesale rates without junk fees for your next home loan refinance? Here’s what you need to keep more cash in your pocket at closing.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/expert-home-loan-refinance-advice/">Expert Home Loan Refinance Advice</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Home Mortgages for Dummies</title>
		<link>http://www.refiadvisor.com/pblog/refinancing-advice/mortgages-for-dummies-3/</link>
		<comments>http://www.refiadvisor.com/pblog/refinancing-advice/mortgages-for-dummies-3/#comments</comments>
		<pubDate>Sat, 13 Feb 2010 20:53:39 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Refinancing Advice]]></category>
		<category><![CDATA[Best Refinance Mortgage]]></category>
		<category><![CDATA[certified mortgage planner]]></category>
		<category><![CDATA[home mortgage rate quote]]></category>
		<category><![CDATA[home mortgage refinancing]]></category>
		<category><![CDATA[Lower Mortgage Rates]]></category>
		<category><![CDATA[mortgage refinance rates]]></category>
		<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[Mortgages for Dummies]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3035</guid>
		<description><![CDATA[If you're in the market for home mortgages that don't include unnecessary markup or junk fees here's what you need to know to save thousands.<p><p><a href="http://www.refiadvisor.com/pblog/refinancing-advice/mortgages-for-dummies-3/">Home Mortgages for Dummies</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>30 Year Mortgage Rates</title>
		<link>http://www.refiadvisor.com/pblog/interest-rates/30-year-mortgage-rates/</link>
		<comments>http://www.refiadvisor.com/pblog/interest-rates/30-year-mortgage-rates/#comments</comments>
		<pubDate>Thu, 17 Apr 2008 20:43:46 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[30 Year Mortgage Rates]]></category>
		<category><![CDATA[Lower Mortgage Rates]]></category>
		<category><![CDATA[mortgage broker tricks]]></category>
		<category><![CDATA[mortgage rate refinancing]]></category>
		<category><![CDATA[Refinancing Mortgage Rate]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/interest-rates/30-year-mortgage-rates/</guid>
		<description><![CDATA[If you are in the process of refinancing your home and are searching for information about mortgage rates there are several things you need to know about the rate quotes you receive. Most homeowners don’t realize that 90% of the rate quotes they receive from mortgage brokers and on the Internet include commission based markup [...]<p><p><a href="http://www.refiadvisor.com/pblog/interest-rates/30-year-mortgage-rates/">30 Year Mortgage Rates</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lower Mortgage Rates</title>
		<link>http://www.refiadvisor.com/pblog/interest-rates/lower-mortgage-rates/</link>
		<comments>http://www.refiadvisor.com/pblog/interest-rates/lower-mortgage-rates/#comments</comments>
		<pubDate>Fri, 28 Dec 2007 21:09:34 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[FHASecure FAQ]]></category>
		<category><![CDATA[Find The Best Mortgage Article]]></category>
		<category><![CDATA[How Not to Refinance Your Mortgage]]></category>
		<category><![CDATA[Lower Mortgage Rates]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Broker Pitfalls]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/interest-rates/lower-mortgage-rates/</guid>
		<description><![CDATA[If you’re in the market for a new mortgage and are searching for lower mortgage rates, there are several things you need to know about the rate quotes you receive. Many homeowners think that comparing offers from several different lenders is all they need to get the best deal; however, what most people don’t understand [...]<p><p><a href="http://www.refiadvisor.com/pblog/interest-rates/lower-mortgage-rates/">Lower Mortgage Rates</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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