Loan-to-Value Ratio

Mortgage Rates – Secrets You Need to Know

November 9, 2007

If you’re in the process of refinancing your home mortgage loan, understanding how mortgage rate quotes work will help you recognize a good deal when you find one. In order to comparison shop effectively it is important that you know how loan originators work and how they are compensated. Here are several tips to help [...]

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Mortgage Refinancing Terminology You Need to Know

March 29, 2007

I. Loan to Value Ratio (LTV) Your loan to value ratio is determined by dividing the amount of the mortgage you are requesting by the appraised value of your home. Suppose you are borrowing 100,000 to refinance your home appraised at $175,000; your loan to value ratio (LTV) in this case ($100,000 / $175,000 x [...]

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February 8th, 2012
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Join The Discussion
- Robert Nagyvathy: I have been in the process of refinancing my mortgage through the First National Bank of Pa. It is now over 120 days since I...
- Chuck: One thing is for sure and that is now is a great time to drop your rate no matter what kind of loan you have. Also a great time to buy a...
- Kathie: It is now Jan. 24, 2012 and I still cannot find a bank implementing the HARP II rules. Are there any? I qualify but need the higher LTV...
- chandaniel: I like the valuable info you provide in your articles about home refinance. I’ll bookmark your weblog and check again here frequently....