How You Refinance Matters » information on mortgages

Home Mortgage Refinancing Rates

Robert Regehr — Fri, 10 Apr 2009 18:20:09 +0000

If you’re searching for the best Home Mortgage Refinancing Rates here are several things you need to know to keep that sweet deal from turning sour.

Home Mortgage Refinancing Rates is a post from Robert Regehr's Mortgage Refinancing Blog.

Best Mortgage Rate 2009

Robert Regehr — Fri, 16 Jan 2009 19:58:58 +0000

If you’re considering refinancing your home mortgage loan and are looking for the best mortgage rate in 2009, there are several things you need to know in order to avoid overpaying for the new loan. Most homeowners have heard of mortgage junk fees but very few are familiar with the evils of Yield Spread Premium [...]

Best Mortgage Rate 2009 is a post from Robert Regehr's Mortgage Refinancing Blog.

Par Mortgage Rates Definition

Robert Regehr — Thu, 01 Jan 2009 21:11:01 +0000

If you are considering refinancing your existing home mortgage loan a par mortgage rate could save you thousands of dollars every year that you have the mortgage. The problem is that all of the mortgage rate quotes you see online and from your local mortgage companies include some markup to create a commission for the [...]

Par Mortgage Rates Definition is a post from Robert Regehr's Mortgage Refinancing Blog.

How to Shop for a Mortgage Broker When Refinancing

Robert Regehr — Thu, 21 Feb 2008 22:04:44 +0000

Most homeowners know very little about how mortgage brokers are compensated for their work. They assume that the origination fee listed on their Good Faith Estimate is the broker’s commission for the home loan; however, what you don’t know about mortgage broker fees could cost you a lot of money. Here are several tips and [...]

How to Shop for a Mortgage Broker When Refinancing is a post from Robert Regehr's Mortgage Refinancing Blog.

Refinancing Home Loan

Robert Regehr — Wed, 06 Feb 2008 23:50:20 +0000

When the Federal Reserve lowers short term interest rates mortgage refinancing becomes a hot topic for many homeowners. If you are considering refinancing your mortgage but are concerned about paying too much there are several things you need to know about shopping for a new home loan. Here are several tips to help you refinance [...]

Refinancing Home Loan is a post from Robert Regehr's Mortgage Refinancing Blog.

Mortgage Refinancing During The Holidays

Robert Regehr — Mon, 26 Nov 2007 22:14:47 +0000

Many homeowners wonder if taking out a new mortgage during the holidays is a good idea. If you’re considering refinancing this holiday season, there are a number of very good opportunities available for savvy homeowners. Here are several tips to help you make an informed decision if refinancing this holiday season is right for you. [...]

Mortgage Refinancing During The Holidays is a post from Robert Regehr's Mortgage Refinancing Blog.

Minimizing Mortgage Refinancing Risks

Robert Regehr — Tue, 06 Nov 2007 22:06:32 +0000

Mortgage refinancing offers many advantages and potential savings; however, there are a number of risks and expenses that you should keep in mind. If you are refinancing because your existing mortgage has an adjustable interest rate you can minimize your risks by choosing a mortgage with a fixed interest rate; however, anytime you take out [...]

Minimizing Mortgage Refinancing Risks is a post from Robert Regehr's Mortgage Refinancing Blog.

The Sky Is Not Falling…Yet

Robert Regehr — Thu, 23 Aug 2007 22:46:35 +0000

Unless you’ve been living under a rock you’ve probably heard about the recent credit crisis in the United States. Spurned by the collapse of the sub-prime or bad credit mortgage industry, and depending on which news channel you’ve been watching, you might have heard that there is no money for mortgage loans, that credit card [...]

The Sky Is Not Falling…Yet is a post from Robert Regehr's Mortgage Refinancing Blog.

What The Heck Does Annual Percentage Rate Mean Anyway?

Robert Regehr — Mon, 13 Aug 2007 17:28:54 +0000

Refinancing your home mortgage loan can be an overwhelming experience for many people. New homeowners are bombarded with acronyms and jargon like APR, ARM, GFE…at times it can be too much to handle. Today I’m going to talk about the Annual Percentage Rate (APR) and the best way to comparison shop mortgage offers when refinancing. [...]

What The Heck Does Annual Percentage Rate Mean Anyway? is a post from Robert Regehr's Mortgage Refinancing Blog.

Mortgage Refinancing Tips

Robert Regehr — Thu, 02 Aug 2007 18:52:44 +0000

If you are in the market to refinance your mortgage there are several expensive pitfall you’ll want to avoid. Mortgage refinancing can save you thousands of dollars if you go about it the right way. Here are several tips to help you refinance your mortgage without paying too much to your broker or lender. Finding [...]

Mortgage Refinancing Tips is a post from Robert Regehr's Mortgage Refinancing Blog.

Comparing Mortgage Rates Online

Robert Regehr — Wed, 18 Apr 2007 23:33:56 +0000

The Internet is an excellent resource for comparing mortgage rates. The only problem with online rate quotes is that unless you find mortgage companies and brokers that will not charge you Yield Spread Premium, the quotes you receive have been marked up unnecessarily. Here are several tips to help you compare mortgage rate quotes without [...]

Comparing Mortgage Rates Online is a post from Robert Regehr's Mortgage Refinancing Blog.

Adjustable Rate Mortgages are Not Right for Everyone

Robert Regehr — Fri, 26 Jan 2007 01:49:05 +0000

Adjustable Rate Mortgages are a gamble; if you don’t have the stomach for financial risk it’s pretty easy to find yourself in over your head. If you don’t like the idea of not knowing how much your mortgage payment will be five or ten years from now, choosing an Adjustable Rate Mortgage might not be [...]

Adjustable Rate Mortgages are Not Right for Everyone is a post from Robert Regehr's Mortgage Refinancing Blog.

Mortgage Refinancing Information – Beware the Risks of Interest Only Mortgage Loans

Robert Regehr — Thu, 25 Jan 2007 01:11:03 +0000

The biggest risk when refinancing your mortgage with an interest only mortgage is that you never pay down the principle balance on your loan. Many homeowners fall for the trap of interest-only mortgages because they are easier to qualify; however, if you don’t get in the habit of paying additional loan principle each month, you’ll [...]

Mortgage Refinancing Information – Beware the Risks of Interest Only Mortgage Loans is a post from Robert Regehr's Mortgage Refinancing Blog.