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	<title>How You Refinance Matters &#187; home mortgage refinance</title>
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	<description>Expert Mortgage Refinancing Advice You Can Trust</description>
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		<title>Should You Pay a Loan Origination Fee?</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-refinancing/should-you-pay-a-loan-origination-fee/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-refinancing/should-you-pay-a-loan-origination-fee/#comments</comments>
		<pubDate>Sat, 19 Nov 2011 18:06:16 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Refinancing]]></category>
		<category><![CDATA[amerisave]]></category>
		<category><![CDATA[home mortgage refinance]]></category>
		<category><![CDATA[loan origination fee]]></category>
		<category><![CDATA[loan origination fee definition]]></category>
		<category><![CDATA[mortgage loan origination]]></category>
		<category><![CDATA[refinance mortgage rates]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=6444</guid>
		<description><![CDATA[Is the loan origination fee a junk fee that you should avoid or will paying the broker at closing help you avoid being a sucker for other fees?<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-refinancing/should-you-pay-a-loan-origination-fee/">Should You Pay a Loan Origination Fee?</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage/overpaying-the-loan-origination-fee-could-screw-up-your-refi/' rel='bookmark' title='Overpaying The Loan Origination Fee Could Screw Up Your Refi'>Overpaying The Loan Origination Fee Could Screw Up Your Refi</a></li>
<li><a href='http://www.refiadvisor.com/pblog/refinancing-advice/loan-origination-fee-or-yield-spread-premium/' rel='bookmark' title='Loan Origination Fee or Yield Spread Premium?'>Loan Origination Fee or Yield Spread Premium?</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage/loan-origination-fee/' rel='bookmark' title='Loan Origination Fee'>Loan Origination Fee</a></li>
<li><a href='http://www.refiadvisor.com/pblog/glossary/typical-loan-origination-fee/' rel='bookmark' title='Typical Loan Origination Fee'>Typical Loan Origination Fee</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/should-you-pay-loan-origination-fees-on-your-mortgage-refi/' rel='bookmark' title='Should You Pay Loan Origination Fees On Your Mortgage Refi?'>Should You Pay Loan Origination Fees On Your Mortgage Refi?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding Mortgage Refinance APR</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-news/understanding-mortgage-refinance-apr/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-news/understanding-mortgage-refinance-apr/#comments</comments>
		<pubDate>Tue, 12 Jul 2011 17:25:04 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[home mortgage refinance]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[refinance home]]></category>
		<category><![CDATA[refinance mortgage calculator]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=5495</guid>
		<description><![CDATA[If you’re shopping for a mortgage refinance and are using the Annual Percentage Rate to compare mortgage offers you’re not getting an apples-to-apples comparison of what&#8217;s out there. While providing an Annual Percentage Rate APR is required by Truth-in-Lending laws, there is no standard for how lenders calculate this figure. If you’re searching for the [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-news/understanding-mortgage-refinance-apr/">Understanding Mortgage Refinance APR</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/understanding-mortgage-rate-locks-when-refinancing/' rel='bookmark' title='Understanding Mortgage Rate Locks When Refinancing'>Understanding Mortgage Rate Locks When Refinancing</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Refinance Tips Save You Thousands of Dollars</title>
		<link>http://www.refiadvisor.com/pblog/how-to/mortgage-refinance-tips-save-you-thousands-of-dollars/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/mortgage-refinance-tips-save-you-thousands-of-dollars/#comments</comments>
		<pubDate>Sat, 09 Jul 2011 15:06:38 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[home mortgage refinance]]></category>
		<category><![CDATA[mortgage rate refinance]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[refinance calculator mortgage]]></category>
		<category><![CDATA[refinance home]]></category>
		<category><![CDATA[refinance rates]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=5484</guid>
		<description><![CDATA[Here are several of my best tips before you refi to save you thousands of dollars from unnecessary fees on your next mortgage refinance.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/mortgage-refinance-tips-save-you-thousands-of-dollars/">Mortgage Refinance Tips Save You Thousands of Dollars</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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<li><a href='http://www.refiadvisor.com/pblog/how-to/mortgage-refinancing-with-wholesale-rates-will-save-you-thousands/' rel='bookmark' title='Mortgage Refinancing With Wholesale Rates Will Save You Thousands'>Mortgage Refinancing With Wholesale Rates Will Save You Thousands</a></li>
<li><a href='http://www.refiadvisor.com/pblog/tips-before-refi/beware-common-mortgage-mistakes-that-cost-you-thousands-of-dollars/' rel='bookmark' title='Beware Common Mortgage Mistakes That Cost You Thousands of Dollars'>Beware Common Mortgage Mistakes That Cost You Thousands of Dollars</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-news/mortgage-refinance-myths-can-cost-you-thousands/' rel='bookmark' title='Mortgage Refinance Myths Can Cost You Thousands'>Mortgage Refinance Myths Can Cost You Thousands</a></li>
<li><a href='http://www.refiadvisor.com/pblog/mortgage-refinancing/3-easy-tips-for-finding-the-best-refinance-companies/' rel='bookmark' title='3 Easy Tips for Finding the Best Refinance Companies'>3 Easy Tips for Finding the Best Refinance Companies</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Mortgage Refinancing With Your Bank</title>
		<link>http://www.refiadvisor.com/pblog/tutorial/mortgage-refinancing-with-your-bank/</link>
		<comments>http://www.refiadvisor.com/pblog/tutorial/mortgage-refinancing-with-your-bank/#comments</comments>
		<pubDate>Sat, 31 Jul 2010 17:31:24 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Tutorial]]></category>
		<category><![CDATA[home loan mortgage refinance]]></category>
		<category><![CDATA[home loan refinance rate]]></category>
		<category><![CDATA[home loan refinancing]]></category>
		<category><![CDATA[home mortgage refinance]]></category>
		<category><![CDATA[refinance home loan]]></category>
		<category><![CDATA[refinance your home loan]]></category>
		<category><![CDATA[refinancing home loan]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3294</guid>
		<description><![CDATA[Is bank mortgage refinancing the best way to avoid junk fees or does your bank have a dirty little secret?<p><p><a href="http://www.refiadvisor.com/pblog/tutorial/mortgage-refinancing-with-your-bank/">Mortgage Refinancing With Your Bank</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Refinance FHA Home Loan</title>
		<link>http://www.refiadvisor.com/pblog/how-to/refinance-fha-home-loan/</link>
		<comments>http://www.refiadvisor.com/pblog/how-to/refinance-fha-home-loan/#comments</comments>
		<pubDate>Wed, 28 Jul 2010 23:54:04 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[How To]]></category>
		<category><![CDATA[home loan mortgage refinance]]></category>
		<category><![CDATA[home loan refinance rate]]></category>
		<category><![CDATA[home loan refinancing]]></category>
		<category><![CDATA[home mortgage refinance]]></category>
		<category><![CDATA[refinance home loan]]></category>
		<category><![CDATA[refinance your home loan]]></category>
		<category><![CDATA[refinancing home loan]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/?p=3287</guid>
		<description><![CDATA[Looking for a refinance FHA home loan that doesn’t include markup or junk fees? This little tip could save you thousands.<p><p><a href="http://www.refiadvisor.com/pblog/how-to/refinance-fha-home-loan/">Refinance FHA Home Loan</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		</item>
		<item>
		<title>Find The Best Mortgage</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-tutorial/find-the-best-mortgage/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-tutorial/find-the-best-mortgage/#comments</comments>
		<pubDate>Tue, 20 Nov 2007 01:19:42 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Loan Tutorial]]></category>
		<category><![CDATA[Find The Best Mortgage Article]]></category>
		<category><![CDATA[home mortgage refinance]]></category>
		<category><![CDATA[Mortgage Good Faith Estimate]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-tutorial/find-the-best-mortgage/</guid>
		<description><![CDATA[If you are in the market for a mortgage to purchase your home or refinance an existing mortgage doing your homework will help you find the best mortgage for your situation. Doing your homework means researching how mortgage companies and brokers make their money and how this compensation affects your loan. The most common pitfalls [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-tutorial/find-the-best-mortgage/">Find The Best Mortgage</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Online Lenders and Mortgages</title>
		<link>http://www.refiadvisor.com/pblog/refinancing-advice/online-lenders-and-mortgages/</link>
		<comments>http://www.refiadvisor.com/pblog/refinancing-advice/online-lenders-and-mortgages/#comments</comments>
		<pubDate>Thu, 08 Nov 2007 00:33:52 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Refinancing Advice]]></category>
		<category><![CDATA[Computerized Loan Origination Fee]]></category>
		<category><![CDATA[home mortgage refinance]]></category>
		<category><![CDATA[mortgage broker tricks]]></category>
		<category><![CDATA[online lenders and mortgages]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/refinancing-advice/online-lenders-and-mortgages/</guid>
		<description><![CDATA[If you are considering a new mortgage to refinance your existing loan, the Internet can be an excellent resource for finding a new mortgage. The problem with using the Internet to find a lender is that there are always people trying to help themselves to your money in the process. Here are several tips to [...]<p><p><a href="http://www.refiadvisor.com/pblog/refinancing-advice/online-lenders-and-mortgages/">Online Lenders and Mortgages</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Brokers Can Save You Money If You Watch Them Like a Hawk</title>
		<link>http://www.refiadvisor.com/pblog/mortgage-broker/mortgage-brokers-can-save-you-money-if-you-watch-them-like-a-hawk/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage-broker/mortgage-brokers-can-save-you-money-if-you-watch-them-like-a-hawk/#comments</comments>
		<pubDate>Tue, 01 May 2007 00:04:57 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage Broker Pitfalls]]></category>
		<category><![CDATA[California Mortgage Broker]]></category>
		<category><![CDATA[home mortgage refinance]]></category>
		<category><![CDATA[yield spread premium]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage-broker/mortgage-brokers-can-save-you-money-if-you-watch-them-like-a-hawk/</guid>
		<description><![CDATA[Mortgage brokers are salespeople just like any other kind; they are paid by commission and it&#8217;s in their best interest to sell you something that gives them the largest commission. When it comes to your mortgage, the loan that offers the highest commission is probably not the best loan for your situation. Finding the best [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage-broker/mortgage-brokers-can-save-you-money-if-you-watch-them-like-a-hawk/">Mortgage Brokers Can Save You Money If You Watch Them Like a Hawk</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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</ol>]]></description>
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		<title>Benefits of Mortgage Refinancing</title>
		<link>http://www.refiadvisor.com/pblog/mortgage/benefits-of-mortgage-refinancing/</link>
		<comments>http://www.refiadvisor.com/pblog/mortgage/benefits-of-mortgage-refinancing/#comments</comments>
		<pubDate>Wed, 25 Apr 2007 00:18:46 +0000</pubDate>
		<dc:creator>Robert Regehr</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[home mortgage refinance]]></category>
		<category><![CDATA[refinance mortgage loan]]></category>

		<guid isPermaLink="false">http://www.refiadvisor.com/pblog/mortgage/benefits-of-mortgage-refinancing/</guid>
		<description><![CDATA[Refinancing your home mortgage gives you the opportunity to get cash and lower your monthly payment. For many people their homes are the single largest asset they own; this also makes the mortgage payment the largest expense for their budgets. There are several ways to lower your monthly payment and put cash in your pocket [...]<p><p><a href="http://www.refiadvisor.com/pblog/mortgage/benefits-of-mortgage-refinancing/">Benefits of Mortgage Refinancing</a> is a post from Robert Regehr's <a href="http://www.refiadvisor.com/pblog">Mortgage Refinancing</a> Blog.</p></p>

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