Insider Mortgage Advice For California Homeowners






Mortgage Refinancing Articles

Mortgage Good Faith Estimate

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Review Good Faith Estimate

October 4, 2009

Should you rely on the Good Faith Estimate when mortgage shopping or is it better suited lining your cat’s litter box?

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Sample Good Faith Estimate

December 18, 2007

Many homeowners rely on the Good Faith Estimate when comparison shopping for a mortgage loan. While it’s true that the Good Faith Estimate gives you more information than the Annual Percentage Rate (APR) there are important limitations you need to be aware of before choosing a lender based on this document. Here are several tips [...]

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Mortgage Rate and APR

December 4, 2007

Mortgage loans can be confusing and intimidating for many homeowners. Terminology like APR is not only confusing, but in the case of Annual Percentage Rate is misleading. Here are the basics you need to know about Annual Percentage Rate (APR) and your mortgage rate when comparison shopping loan offers. Annual Percentage Rate (APR) What is [...]

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Find The Best Mortgage

November 19, 2007

If you are in the market for a mortgage to purchase your home or refinance an existing mortgage doing your homework will help you find the best mortgage for your situation. Doing your homework means researching how mortgage companies and brokers make their money and how this compensation affects your loan. The most common pitfalls [...]

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Mortgage Broker Compensation

September 19, 2007

Very few homeowners understand how mortgage brokers are compensated for their work. As a result, nearly everyone overpays in one form or another…mortgage brokers are very similar to used car salesman. Pressure sales tactics and improper disclosure of fees and markup are common tactics employed by mortgage brokers…so much that the Secretary of Housing and [...]

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